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our forever patch challenge
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A beautiful day here!
Mortgage balance today- £131,400
Overpaid in April- £928.57
We are concentrating mainly on saving for the water supply work needed, also making mimimum £100 a week overpayment to the mortgage.
I do a zero balance budget each week, all excess after sinking funds and bills goes to water savings. Im hoping for lots of p.bond prizes to boost the savings!
May should be a good earning month for me, two bank holiday weekends..
Im also working on trying to lose weight- again- aiming for 10lb loss in may...current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
£275 p.bond win for May!
Starting May with a mortgage balane of £131,952,75 after April interest of £552.75 was applied.
Had a really busy bank holiday weekend, weather stayed dry (until closing on Monday, when heavens opened).
Its looking like a lovely week weather wise, so hopefully another busy week in my litle rural cafe..current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
mortgage balance as of today- £130,743.15
Not a lot happening , mid month, stuck to budget and saving/overpayment plan..
its been raining constantly for nearly 2 days, im fed up of it, roll on some decent weather!current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
cant believe its the last week of June!
both hubby and i are suffering with a bad cold, i feel awful so having today off to recharge my batteries..
Mortgage balance stands at £129,300, so we have said goodbye to £130s in June! yey!current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
Hope you both feel better soon and well done on getting in the 120s! 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
July is not starting with a bang.. weather is like autumn, we are still feeling poo with this lurgy virus, though slowly getting a bit better.. AND no p.bond win,, booooo
Oh well, onwards and upwardscurrent official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
July continues to be rainy, effecting my little rural cafe... come on summer show your face!!
budgeting is at least going ok, just need more income !! hopefully with the schools breaking up for summer this week and if the weather picks up i may be able to catch up with the extra footfall.
Mortgage balance today- £128,642.53current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
a lovely sunny morning! fed the chickens, sheep and horse, getting ready for a busy(hopefully) day at work..current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
the lovely warm weather continues! lovely!!
its month end, and our mortgage balance stands at £127,842.53
overpaid this month- £851.48current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20254 -
a nice £200 p.bond win this month!
The lovely weather continues, so busy in my little cafe..
current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20254
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