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Will my mothers benefits be cut if I move in with her?
Parisian
Posts: 410 Forumite
I currently work full time and live in rented accomodation, but am thinking of moving in with my mother. She is 65, currently lives alone and receives pension, pension credit and DLA (mobility and care components - I can check which level if this info is needed)....
If I move in with her - will her benefits be cut/ changed in any way?
With thanks in advance
If I move in with her - will her benefits be cut/ changed in any way?
With thanks in advance
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Comments
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if she gets middle or higher rate care, she will lose the severe disability premium which is £59 a week0
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As she is 65 and in receipt of Pension Credit Guarantee Credit any non dep is disregarded for 26 weeks from the date they move in. This is called an Easement.
So there will be no non dep deductions from your Mothers Housing Benefit or Council Tax Support for 26 weeks.
Then it will depend if she gets DLA Care and the rate.These are my own views and you should seek advice from your local Benefits Department or CAB.0 -
as the mother receives DLA care, there wouldnt be any non dependant deductions anyway, the rate doesnt matter its just the care componant0
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Thank you nannytone & Officer!

I just had a quick check... She receives
DLA - care component middle £51.85
DLA - mobility component higher £54.05
Bit confused, what would be cut?
& Also, I forgot to mention that she doesn't pay anything towards council tax at the moment... how would that change if I move in?
With thanks :T0 -
BECAUSE SHE RECEIVES A MEANS YESYED BENEFIT ( PENSION CREDIT) ALONG WITH MIDDLE RATE CARE dla, SHE WILL ALSO RECEIVE THE SEVERE DISABILITY PREMIOM OF £50 A WEEK.
SHE ONLY RECEIVES THIS BECAUSE SHE LIVES ALONG AND NO ONE CLAIMS CARERS ALLOWANCE FOR HER.
IT IS THIS PREMIUM THAT SHE WILL LOSE WHEN YOU MOVE IN.
IF SOMEONE DOES CLAIM CARERS ALLOWANCE FOR LOOKING AFTER HER, THEN SHE WILL LOSE NOTHING WHEN YOU MOVE IN0 -
I currently work full time and live in rented accomodation, but am thinking of moving in with my mother. She is 65, currently lives alone and receives pension, pension credit and DLA (mobility and care components - I can check which level if this info is needed)....
If I move in with her - will her benefits be cut/ changed in any way?
With thanks in advance
As a point of interest, was your mum 65 before the 8th April 2013? If so she will retain her right to claim DLA. If after that date she will be transferred over to PIP and everything that goes with it..
Let's hope it was the former.0 -
BECAUSE SHE RECEIVES A MEANS YESYED BENEFIT ( PENSION CREDIT) ALONG WITH MIDDLE RATE CARE dla, SHE WILL ALSO RECEIVE THE SEVERE DISABILITY PREMIOM OF £50 A WEEK.
SHE ONLY RECEIVES THIS BECAUSE SHE LIVES ALONG AND NO ONE CLAIMS CARERS ALLOWANCE FOR HER.
IT IS THIS PREMIUM THAT SHE WILL LOSE WHEN YOU MOVE IN.
IF SOMEONE DOES CLAIM CARERS ALLOWANCE FOR LOOKING AFTER HER, THEN SHE WILL LOSE NOTHING WHEN YOU MOVE IN
Thank you for your help, nannytone. I am not aware of her receiving a separate severe disability premium... Am I interpreting your reply wrong to assume it is a separate payment, or do you mean it is incorporated into the dla middle care rate and she will lose the whole of her middle rate care allowance (I think you probably mean this)?
I do help her alot, and am essentially moving in to help her... so perhaps I could apply for this carers allowance?As a point of interest, was your mum 65 before the 8th April 2013? If so she will retain her right to claim DLA. If after that date she will be transferred over to PIP and everything that goes with it..
Let's hope it was the former.
Unfortunately, after
Are there alot of disadvantages with PIP? We have not received any letters about being changed to PIP as of yet.... 0 -
it wouldnt be paid with her DLA, it would be paid with her 'means tested benefot', so with her pension credit.
she would lose this premium when you move in.
if you care for her for at least 35 hours a week you could possibly claim carers allowance, but only if you earn less than £100 a week0 -
I see. Oh dear

No the carers allowance wouldn't count for me as I probably don't assist her for 35 hours a week.
What would happen with her currently nil contribution towards council tax?
Also, portly1 - I just looked into the PIP stuff. We did receive a letter earlier in the year saying we'd be contacted somewhere from October 2015 onwards about changing over. It's a shame to be caught in the middle of it... but hopefully some things will be clearer then. I haven't read too much about it tbh... what are your views on it?
0 -
Also, portly1 - I just looked into the PIP stuff. We did receive a letter earlier in the year saying we'd be contacted somewhere from October 2015 onwards about changing over. It's a shame to be caught in the middle of it... but hopefully some things will be clearer then. I haven't read too much about it tbh... what are your views on it?
Unfortunately this small band of claimants (those that become 65 after 8th April 2013) will find themselves with problems when PIP is rolled out after October 2015.
Some by that time will be going on for 68+. Because of that, they will be transferred over, having to go through the new, more rigorous and more restrictive tests for PIP.
Unfortunately if they fail at that assessment, they will be barred from trying again due to being over 65!
This will in the main only affect those that were getting an award for mobility, as the care element could be claimed for under Attendance Allowance (disability benefit for the over 65's). However those under 70 claiming Attendance Allowance for the first are viewed by the DWP as being young and will have a harder job of proving their needs.
(this was told to me by someone from AGEUK)
With PIP there will be regular re-assessments and short award periods much the same as is for ESA.
As an example I have been awarded HRM & MRC under DLA indefinitely for many years. When assessing myself under the new PIP regulations I wouldn't be awarded anything!
As for the Carers Allowance, many don't reach the 35 hours yet still claim it. I don't think that that is right, but there are no checks in place for the DWP to disprove it, so they are awarded it.0
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