Ex Husband not paying mortgage and I can't afford it.

paddedjohn

OP, can you not change your mortgage to interest only?

Jojo_the_Tightfisted

justme111 wrote: »

I would not class living on 23000 a year (it would work about that I believe after tax) with a child and no cs payments as generous. If there are 2 wages like that for household it becomes better but just one ..

That will be doable. It's a pretty good wage for a lot of people.

Whilst getting help with budgeting, is it not possible to contact your ex and say you can't pay the mortgage? After all, he's said that he won't see your son homeless; perhaps if it's presented to him that this is exactly what is going to happen, he might suddenly realise and resume payments.



ETA: I know a few TAs and they supplement their term time income by working in various holiday schools, summer schools, etc, and/or doing things like bar work in the evenings. Is any of this a possibility, bearing in mind your son is old enough to look after himself for a few hours in the evenings?