MSE News: Buy-to-let borrowers hit by West Brom mortgage hike

Slawit

I would just like to clear up a few points.

I am a member of the team taking the WB to court and I am hugely proud of what we have achieved as a group.
We started of as a small group of aggrieved borrowers and through a lot of hard work encouraged more and more to join until we built up a fighting fund of nearly £500,000. More than enough to fight the WB in court.

I have personally invested a lot of money in this fight but all of it has gone to The Law Society where it is held in an escrow account
and no-one can touch until the court reaches a decision

To even suggest that this is some sort of scam is silly because the process has already started. There is no promise of success as you would expect but if we win then it will have a huge effect on banking practice generally.

i think the silliest aspect of this thread are the opinions of people who are obviously not qualified in law and instead look to bicker.
I have no idea about half the things being talked about but i'd rather hear what qualified barristers in a court have to say.

I am in a fortunate position to have taken advice from a QC in law, and he has categorically assured me that the things being brought up are not only irrelevant to this case but that they are not even relevant to this country.

Therefore I am happy.. The point is, the legal process is underway,
Arguing about whether we will succeed or not is pointless because there will now be a definitive answer in time.

All I know is that I am extremely proud to be part of a group that is prepared to stand up to the West Brom. If more people had the same courage then perhaps things would be a lot better.

I am not interested in arguing these points, It's not my style. I'll let you guys do that.

Lewis_Ranieri

Well Mikey, what do you think?

Flo you could start by plugging into the extensive Hoover 118 database of marketing techniques to win Court Cases?

that's akin to playing Russian Roulette though with your £250 plus, no sure thing. What is for sure is the Power of Attorney, A Force from above ... according to 118. What would be your take on that Flo, would it concern you?

Lewis_Ranieri

slawit - balanced view and I hope you guys win. No Barrister will expose WB where it hurts, rest assured, its not in the Public Interest.

BeetrootMike

Florian_Dyson wrote: »

Thank you Beetroot Mike. Kirby and Henry are not related. Kirby is black and white and Henry is brown and white with a black blob on his back. They love nothing more than running free through the forest hoovering up all the tantalising smells.

But back to business. On the matter of me joining the Skipton forum, I am still in two minds.

I spoke to my Japanese friend, Miele, and she said I should just accept the rate rise. In other words, suck it up. I might even have to tighten my belt!

When I go to the Skipton forum I am not sure what to ask. Please advise Mike and Lewis. I can take the questions and filter them out to ask one or two that might benefit anyone else thinking of plugging in.

Dorian it's so nice for someone to blow some fresh air into this chat. The thread was beginning to spin round and round and everything was clogging up. My two friends Russell and Morphy said that there was a vacuum of clear thought developing and encouraged me to let the dust settle before switching back on.

Anyway enough of that, your two sproodles sound adorable. I hope they don't keep you up all night with endless yapping?

Bi_Toulet

Lewis_Ranieri wrote: »

slawit - balanced view and I hope you guys win. No Barrister will expose WB where it hurts, rest assured, its not in the Public Interest.

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:... seriously.. are you suggesting that "No barrister will expose WB where it hurts" HA HA HA HA HA. seriously Stephen you are the best, can we meet up for a drink??? you sound hilarious.

rate_hike

your two sproodles sound adorable. I hope they don't keep you up all night.


My wife has sproodle slippers they are crossed.
But when they are apart they get there bone

rate_hike

Good knight Lewis steven king dyson vax hoover & co. you are the one & only sucker on here.


Do the shake & vac & get your sanity Back.

Lewis_Ranieri

The most important decision against a Bank in Global History. One Judge who was honest and dealt with the Bank as they should be dealt with. In Truth. The Jerome Daly Case stands.
First National Bank of Montgomery v. Jerome Daly

Before looking at some of the startling information behind how the "Illuminati banksters" create money out of thin air, ask why the 1968 Minnesota Trial Court's decision holding the Federal Reserve Act unconstitutional and void and holding the National Banking Act unconstitutional and void was never appealed or vacated? The answer is even the legal manipulators and corrupted high court judges can't get around this decision, figuring it better to just let the case of the First National Bank of Montgomery v. Jerome Daly die in the cold Minnesota snow along with Justice Martin V. Mahoney who was found suspiciously poisoned to death six months after he issued the ruling that exposed the illegality of what has been called the Queen of England's illegal banking scam. This decision, which is still good law, has the effect of declaring all private mortgages on real and personal property, and all U.S. and State bonds held by the Federal Reserve, National and State Banks to void. According to legal scholars and Bill Drexler, who worked on the case with Judge Mahoney, "This amounts to an emancipation of this nation from personal, national and State debt purportedly owed to this banking system. Every True American owes it to himself/herself, to his or her country, and to the people of the world for that matter, to study this decision very carefully and to understand it, for upon it hangs the question of freedom or slavery." Saying this was the most important jury decision of modern times, Drexler who was present in the Minnesota courtroom the day the decision came down, added: The banker testified about the mortgage loan given to Jerome Daly, but then Daly cross examined the banker about the creating of money "out of thin air," and the banker admitted that this was standard banking practice. When Justice Mahoney heard the banker testify that he could "create money out of thin air," Mahoney said, "It sounds like fraud to me." I looked at the faces of the jurors, and they were all agreeing with Mahoney by shaking their heads and by the looks on their faces. "Both Jerome Daly and Justice Martin V. Mahoney are truly the greatest men that I have ever had the pleasure to meet. The Credit River Decision was and still is the most important legal decision ever decided by a Jury." Daly, a small town mortgage holder who had taken on and defeated the Federal Reserve Banking System and money lenders, had this to say about the decision the Illumnati big shots kill for, as well as making any enterprising young lawyer think twice about tackling the Federal Reserve. The following is Daly's own written statement about Judge Mahoney's 1968 ruling: "The above Judgment was entered by the Court on December 9, 1968. The issue there was simple - Nothing in the law gave the Banks the right to create money on their books. The Bank filed a Notice of Appeal within 10 days. The Appeals statutes must be strictly followed, otherwise the District Court does not acquire Jurisdiction upon Appeal. To effect the Appeal the Bank had to deposit $2.00 with the Clerk within 10 days for payment to the Justice when he made his return to the District Court. The Bank deposited two $1.00 Federal Reserve Notes. "The Justice refused the Notes and refused to allow the Appeal upon the grounds that the Notes were unlawful and void for any purpose. The Decision is addressed to the legality of these Notes and the Federal Reserve System. The Cases of Edwards v. Kearnzey and Craig vs Missouri set out in the decision should be studied very carefully as they bear on the inviolability of Contracts. This is the Crux of the whole issue. Jerome Daly. "Justice Mahoney denied the use of Federal Reserve Notes, since they represent debt instruments, not true money, from being used to pay for the appeal process itself. In order to get this overturned, since the bank's appeal without the payment being recognized was out of time, it would have required that the Bank of Montgomery, Minnesota bring a Title 42, Section 1983 action against the judicial act of Justice Mahoney for a violation of the Constitution of the United States under color of law or authority, and if successful, have the case remanded back to him to either retry the case or allow the appeal to go through. "But the corrupt individuals behind the bank(s) were unable to ever elicit such a decision from any federal court due to the fact that because of their vile hatred for him and what he had done to them and their little Queen's Scheme, had him murdered (same as them murdering him) just about 6 months later. And so, the case stands, just as it was. "Amazingly, if they hadn't been so arrogant about the value of their federal reserve notes and paid the Justice just 2 measly silver dollars, or else 4 measly half dollars, or else 8 measly quarters, or else 20 measly dimes, or else 40 measly nickels, or else 200 measly pennies, they could have had their appeal and would not have had to get blood on their hands. "As it is, they are now known for their bloody ways, and the day will come when the American people will reap vengeance upon them for such a heinous and villainous act. Amen." Now almost 40 years later, the Illuminati banksters are still creating trillions out of thin air, keeping the American people and the western world in bondage and what amounts to financial slavery.

Thrugelmir

What's US law got to do with anything?

Lewis_Ranieri

Alexander, your conduct is being exposed on Face Book, together with your vile and reprehensible attitude to anyone you questions your egotistical point of view, a view that is sucking up hundreds of thousands in profits/expenses for you and Cotswolds at the expense of Mortgagors who have, in the main, not one iota of knowledge regarding the sale of their Mortgage notes to an SPV or any of the "technical jargon" contained within the T and C's designed to keep the hard working Mortgagors in the dark. Most of these people actually think they have borrowed money from the Bank because they have, through no fault of their own, been led and educated in that manner by Banks all their hard working lives.


Banks do not lend money, they advance credit generated by the Mortgagor's own signature on the Prom Notes/Negotiable Instruments the Mortgagors create in the first place. This is way above your pay grade mate, let alone the very basics of what a Bank (as a Service Agent for the SPV) has the Locus Standi to do in the first place.


You will have your day my son, I'm right there behind you and will remain on your tail until people wake up to what you are doing.


WBMC have the right to Increase Rates, it's in the T and C's that the innocent Mortgagors were hood-winked into signing thinking they were borrowing money, they were doing nothing of the sort. If you don't know that, then you are even more stupid than your childish posts, if you do know it, that makes you something else and you know it. Stick that in your ever growing pile of libel threats pal.