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Smart phone banking app

Tinks32
Tinks32 Posts: 286 Forumite
in Mobiles
Can anyone advise me on how safe an app for mobile banking is on a smartphone? I am on holiday abroad for 2 weeks and will be using open wireless networks. I will be transferring funds only.
If you don't ask, you don't get! ;)

Comments

  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As safe or risky as anything else. Don't you think the banks don't know your spending habits? You know you can date transfers , so you can do them from now before you travel if you wish.
  • davecullen86
    davecullen86 Posts: 27 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    You should be alright as these apps will use encryption for transmission of the data. Also, put a password on your device so its required everytime you use it. If you have an iPhone, this simple step encrypts the device and data on it. If you have an Android, I believe you have to manually go in to the settings and select to encrypt the device. This ensures no one can break in to the device to get the data contained.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    davecullen86 wrote: »
    You should be alright as these apps will use encryption for transmission of the data. Also, put a password on your device so its required everytime you use it. If you have an iPhone, this simple step encrypts the device and data on it. If you have an Android, I believe you have to manually go in to the settings and select to encrypt the device. This ensures no one can break in to the device to get the data contained.

    I tried to capture a screen shot of my barclays account and it wouldn't capture, I haven't tried it on Lloyds or Halifax.
  • Tinks32
    Tinks32 Posts: 286 Forumite
    Thanks for the replies. I normally do schedule payments but have started a new job and this will be my 1st pay payment going into my account while i am away on holiday. So i am nervous just in-case anything goes wrong and it doest reach my account. Fingers crossed that i won't need to use it :)
    If you don't ask, you don't get! ;)
  • NFH
    NFH Posts: 4,413 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    DUTR wrote: »
    I tried to capture a screen shot of my barclays account and it wouldn't capture, I haven't tried it on Lloyds or Halifax.
    It works for me with Barclays on an iPhone.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NFH wrote: »
    It works for me with Barclays on an iPhone.

    I can see why it would be disabled as there are account numbers etc on display, I only wanted the screen shot for novelty purposes as the balances are quite healthy at present.
  • Tony5101
    Tony5101 Posts: 1,589 Forumite
    1,000 Posts Combo Breaker
    I can screenshot Barclays on an SGS3 too.
  • Frozen_up_north
    Frozen_up_north Posts: 2,950 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    My Smile banking App lets me take a screen shot, however my Santander one doesn't. Both are on an iPhone 5
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