Sites that refuse to delete your information.

Money-Saving-King

Why have you got an obsession with this?

SuperHan

borgax wrote: »

I'm also having the same conversation with CouchSurfing.
Clearly they will do what they want, and we don't have control of any of our own information once it's online, but it's just curiousity.

CouchSurfing's response was:

Thanks for the question. Couchsurfing retains a copy of all data submitted to us on secure servers in accordance with our Privacy Policy (https://www.couchsurfing.org/n/privacy) for member safety purposes, to ensure compliance with our policies, and to respond to potential requests from law enforcement. When your account is deactivated, your data is removed from public access.
Your information will not be used for any other reason once your account has been deactivated. We are unable to permanently delete your data from our servers, but please be aware that it is only retained for the reasons outlined above and is only accessible by designated staff members.

How would you feel if you'd just couch-surfed, been robbed blind by the person you were staying with, and when contacting Couchsurfing for further details you were told the person had deleted their account and as such there was no trace?!

There are reasons people keep this information, and as said above, YOU gave it to them! Maybe read the T&Cs before you hand info over next time..

bris

Money laundering and tax evasion, is the reason.

The tax man wants records of every finanial transaction you make going back 6 years, if your loading an account with cash and then moving it elswhere the tax man wants to know why and where.

brendon

You've confused "your information" with "information about you." You don't own the information, the company do. You are not asking to delete your data. You are asking for them to delete their data.

WTFH

bris wrote: »

Money laundering and tax evasion, is the reason.

The tax man wants records of every finanial transaction you make going back 6 years, if your loading an account with cash and then moving it elswhere the tax man wants to know why and where.

That may be a reason, but there are many others.

If it's a discussion forum, then depending on the forum rules, you are probably responsible for what you write on it.
If you say that ****** ****** is a !!!!!phile, then that person may choose to sue you based on what you wrote.
(I enjoy driving, so the following are examples from car forums)
If you say that you were doing 1.28 leptons on the A46, then the police may want to arrest you for dangerous driving.
Or if you talk on a forum about having modified your car, but then you don't tell your insurance. If they find out, your insurance would be invalid.

Basically, you are responsible for what you say, and should it become a legal matter, then the forum may have to hand over your details.

arcon5

Company income and expenditure records needs to be kept by law, these certainly do not extend to customers personal data!

Slowhand

arcon5 wrote: »

Company income and expenditure records needs to be kept by law, these certainly do not extend to customers personal data!

So a Bank deposit and removal 2 days later of 5 billion £ from Mrs A5 without any personal details 12 months down the line would be enough to satisfy the relevant authorities? Would sorry HMRC we were asked to delete where the money went suffice?

shaun_from_Africa

It all depends on what type of company is holding your personal information.
If it one that classes as a payment services provider or a company that provides money related services, then irrespective of you being a business or private individual then the money service must by law keep all of your details for a minimum of 5 years from the date of the transaction.
These details include personal information that may have been submitted to comply with money laundering legislation.

As far as I am aware, there is no requirement for personal details to be stored for non money related businesses.

Slowhand

Yes, I get that Shaun. What about buying high value stuff? Gold,
yachts, Ferraris...surely there has to be a money trail and that requires detail?

shaun_from_Africa

Slowhand wrote: »

Yes, I get that Shaun. What about buying high value stuff? Gold,
yachts, Ferraris...surely there has to be a money trail and that requires detail?

Yes there is. These are referred to as high value dealers and if they routinely deal with cash transactions in excess of 15,000 euro then they also have to be registered.
Provided that they don't deal in cash, there is no requirement for them to be registered under the money laundering reg's, presumably because any other form of payment will have a paper trail from it.