Debt Free by Dec 2014!

Raggydoll85

Ok its not much but every penny helps!

£1.61 to mum so i now owe her just £30.

I just want all my debt gone.. and it helps to see the amount shrink even if it is just by pennies...

Raggydoll85

Soooo i miss calculated my interest! I actually owe HSBC overdraft - [STRIKE]£813.52[/STRIKE] £690.45 Amount paid off - £123.07 :T

yay!!!

tootallulah

You are doing well. In response to your question: you don't have HUGE debts but having them stops you being able to do what you want and debts grow when you don't really have full control of what you spend. You are in control of your money now and ultimately that will give you greater freedom.

Raggydoll85

Its going to be a NSD today.. and it was a NSD yesterday as well woop

made a few pence using Qmee so when thats in my account that will be going to paying something off my debts

Raggydoll85

does anyone have any other survey sites i could try. Im on onepoll already.. but thats slow going

clippy_girl

hello,

i dont do surveys as i dont have the patience but i believe there a few threads on the up your income board that will list sites that are good to use. have you thought about mystery shopping? works out a much better return than surveys. there is also a thread on there for that

as others have said, it is good you are taking control of your debts now. you mentioned others on here with much higher debts who are really struggling and by sorting it out now hopefully you will never be in that position. once you have cleared them you can then get some savings to help with emergencies (or just go on another holiday like me :rotfl:)

re your cat, perhaps you could get them checked at your vet and discuss diet? my vet will let you do this with a nurse for free and they will recommend how much, what to feed etc... and if they are overweight. i have just got a cat and bought 2 months of food for £17 in asda :T 24 tins of felix (he has about 1/5 per meal) and 2 massive bags of go cat. if you dont want to change the brans could you look at tins if you feed pouches as they are sooo much cheaper for the same food! just get some can covers and stick in fridge

Raggydoll85

clippy_girl wrote: »

re your cat, perhaps you could get them checked at your vet and discuss diet? my vet will let you do this with a nurse for free and they will recommend how much, what to feed etc... and if they are overweight. i have just got a cat and bought 2 months of food for £17 in asda :T 24 tins of felix (he has about 1/5 per meal) and 2 massive bags of go cat. if you dont want to change the brans could you look at tins if you feed pouches as they are sooo much cheaper for the same food! just get some can covers and stick in fridge

Ooo will check out the threads you suggested

yeah.. i just feel a bit of a ninny being worried LOL

hmmm could see if can chat to them for free... reluctant to go vets as always cost so much and there isnt anything obviously wrong with him,...
hes not overweight.... hes ridiculously active!
annoyingly he will only eat food with sauce... which is rarely found in tins and supermarkets have pants selection so i end up spending a lot. his dry food lasts ages as hes not a fan... does eat it but not often...
To be honest i think i just spoil him and cave when he howls at me for more food....should make him eat the dry...

hes due worming so will do that and see what happens...

Raggydoll85

paid an extra £1.80 off my credit card. And will be paying my £59 to it in a couple of days

Im trying to always pay above the minimum.. even if its just by pennies... lowers my interest and then lowers how long it takes me to pay it off!

really hoping to have HSBC gone by latest Feb 2014! as i shouldve saved enough to pay off whats left after i have saved £1000 for a new car...

Raggydoll85

Relisted some ebay stuff! And ive made 17p on Qmee

but i spent £1.30 on munchies...

Raggydoll85

40p made on Qmee woop.

and ive decided to stop playing the lottery through work so thats a £1 extra week that i will try and add to my savings or pay off debts as i would have just spent it anyway

:j