Puzz tries again.. this time with claws... My DMP Journey. I will get debt free...

Puzzcat

Hi SS, Yes much better day today thank you.. I find working from home and not having to sit in an office with a load of 'odd' ladies much more pleasurable... Most of them in fairness are okay on there own, there are only 3 I could happily push off the planet...!!!


Friday. I love Fridays.. my favourite day of the week. Still no major debt busting going on.. My 4th dmp payment will be distributed to the creditors today, can't wait for my next round of statements.. sad isn't it...!!!


Have also worked out that I have a milestone next month.. It will be 6 months since I've used a credit card.. :T I may have a cutting up ceremony and post a picture on here...!


No plans this weekend, just a quiet one with dd. OH is going away, he's currently packing as we speak.. and so it will be a girls house for 3 nights.. lovely....... Will probably pop into town one of the days and dd wants to do some more clearing of her room.. I'm going to have to do many a boot fair this year to keep up with the clutter that's being disposed of...!!! The upside is we share the profit and my share will go in the hope for a holiday pot for 2015..


Although saying that I am off to Venice but that's not a lie on a sunbed type holiday and those are my fav...


NSD today so far anyway..


Can't wait for next Thursday.. payday.... :j I love moving money around into different saving accounts... Also this month is no Council Tax and no Water.. double bubble...


One Poll now on £28.40, not done many other surveys must get into that soon...


May get out to another OT visit over the weekend, there seems to be a muddle about these so may not get to do many after all. Luckily it was extra money not planned money IYSWIM.. but it would be nice to get a couple more this month to perk up Feb's paypacket.. oh the excitement of then deciding which savings account to put it in. Think I need to get out more.:rotfl:

Puzzcat

So Saturday afternoon and what have we achieved today...


and some of this...





And managed a little 1.5 hours overtime visit.. :T Should manage an evening one during the week so that will be 3 lots in Febs pay packet...


Rest of the day is going to be lazing in front of the tv with dd watching a film and pizza eating for me..


Tomorrow will be a trip into town for a few bits and pieces and the .. Could do with going to visit some people but not really in the mood. maybe next weekend...

Puzzcat

https://forums.moneysavingexpert.com/discussion/4437925


A link to the dmp support thread for anyone who may be looking for it..

StressedSteph

Hi Puzzcat, your weekend looks very similar to mine. At least its cheap AND you have made money :T

Puzzcat

Getting ready for another week.. boo to mondays....


Not got much done today, will tackle the ironing in a minute and pop a chicken in the oven to roast, which I shall have with salad and then OH and I will have chicken surprise tomorrow.. the surprise being I don't know what I'm doing with it yet...


Been to town, purchased some needed underwear for dd and 2 new pillows.. £10 with 20% off.. so £8... these again were a need not want as OH was complaining his was flat as a pancake.. that's coz he's got a big head..:rotfl: Bet he will now complain that the new one is too big.....


New SC statement out.. has gone from the 60's to 50's.. unfortunately still in the 59 range but will tip into 58 next month.. exciting times... will update it properly when statements from creditors come in...


2 days till I get finally get a new phone.. I am currently using my 7 year old nokia which dies if someone rings it.... won't be getting anything flash but hopefully something that works... Also 4 days till payday...:T


Nothing else exciting to report.. best get on with that ironing....

Puzzcat

Payday came round at last..:j still had £25.21 in account.... so not too bad.... Will be moving it all around into my various pots and doing my banking book over the weekend....


Have banked £10 of 20p's for christmas. Bad news on my voucher collecting, one of the jobs I was doing was parcels for the RM and they paid in love 2 shop vouchers.. unfortunately they are stopping running this.. boo.....Never mind I will have to up my game with my online surveys.... and I will still get some through the RM letter posting survey..


Off out tonight with my lovely mother, hate going out if i'm honest... but needs must and it will be the first social event for 2014...shame it won't be the last..:rotfl:I have a girls night late in February, although that's round someone's house so not too bad... will avoid all other occasions where possible.. I have been invited to my future sil's hen do... aaahhhh..... will have to be tactful at getting out of that one..


2 new phone today.. not a good move... work one broke so that's been replaced along with my new BB arriving today.. I did go for the cheapest contract with the usage I needed but still gone up £6... also BT dd gone up £1 a month and gas/electric up £2.80... so another £10 a month to find.. although I did have a payrise just after starting my dmp and have been stashing rather than spending that so I'm still hopeful I will be able to up my dmp payments when its time to review...


I did manage 2 overtime visits in January, so will get paid for them end of Feb and hope to do a couple this month.. this money will probably go into a new pot.. named venice... as that is going to come round very quickly and I will need some spendies....


Got to dash now, I'll be back over the weekend...

Puzzcat

I have posted this on another thread but thought I would add it to my diary as well...


6 months since I last used a cc....
A little cutting up ceremony took place....





Other news..


One poll up to £30.75, hope to get near or to payout by the end of the month.. well I can hope..


Completing a survey for RM at the moment so that will net me another £5 voucher for the christmas fund..


All money moved into different saving/budget accounts for the month..SC payment gone out and will hit the creditors accounts on the 25th.




Had a good night out Friday, spent £25 so not too bad, luckily I don't go out often as I have better uses for £25.... and good news SIL has changed her hen night plans so I don't have to worry about going at all now...No more social events planned until the 22nd of the month...


I did manage to exercise 3 times last week so am aiming at the same or more this week..


Right best get on... back later in the week...

StressedSteph

Hi Puzzcat,


Luuurve that photo of destroyed credit cards. Fabulous :T


Sounds like you are doing well, keep going xx

Puzzcat

StressedSteph wrote: »

Hi Puzzcat,


Luuurve that photo of destroyed credit cards. Fabulous :T


Sounds like you are doing well, keep going xx

Thank you ss, I rather enjoyed the cutting up ceremony! Never again will a cc control me!

Puzzcat

Evening visit done today so a little more overtime for March wages.. Will put this towards my Venice trip with mum as she has paid for everything I'd like to buy a few meals whilst away.

Very tired mind, and its only Tuesday......