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Tesco credit card increase

Hi, does anyone know when Tesco Bank credit card offers the first increase in credit limit, or does it only depend on individual circumstances?
I ticked the box for automatic increases on my account and don't want to personally apply for an increase, but just wondered if anyone has a card with them and knows when the first increase might be?

Many thanks
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Comments

  • My OH got one after holding the card for just over a year. I haven't had mine a year yet (Oct) so don't know myself.
  • The_Boss
    The_Boss Posts: 5,852 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Any other input from anyone?

    I'm not pushing for an increase (account only open 6 months anyway) but I'd be interested to hear.
  • My mum has a credit card with them. I just asked her about it and she ticked the box just as you did and she got her first increase a few weeks after she had the card for a year.
  • Gels
    Gels Posts: 145 Forumite
    OH has had this card for a little over two years now with no credit limit increase, but neither has he asked for one. (Not a card he uses much.)
    "Life moves pretty fast, if you don't stop and look around once in a while, you could miss it": Ferris Bueller
    DLP visits 2015: March, June, September, December :) Life is a journey - enjoy the ride
  • jo-bo
    jo-bo Posts: 393 Forumite
    Part of the Furniture Combo Breaker
    They'll only increase after having the card for a year and I've not received an automatic increase but have done it myself online a couple of times.
  • Wywth
    Wywth Posts: 5,079 Forumite
    hips12 wrote: »
    Hi, does anyone know when Tesco Bank credit card offers the first increase in credit limit, or does it only depend on individual circumstances?
    I ticked the box for automatic increases on my account and don't want to personally apply for an increase, but just wondered if anyone has a card with them and knows when the first increase might be?

    Many thanks

    I think it depends on individual circumstances.

    I've had a Tesco card for years. Never got an automatic credit increase (or even requested one). Then when I got an Aqua card, suddenly I was advised of an increase in my Tesco credit card limit
    (or maybe it was related to the Asda card credit card closing?)
  • I got my increase letter same day as my 11th month statement - basically said increase applies from day of 12th month statement since getting card.
    Never argue with an idiot. Especially not this idiot because I'm always right anyway.
  • kns_2
    kns_2 Posts: 115 Forumite
    just phone them up and ask.
  • After 12 months in the first instance and every 6 months thereafter.
  • Even if your missed a payment? Due to me changing Jobs (the new one mucked up my wages) I missed one payment last month. Now Im wondering if that s gone against me getting a credit increase. : /
    Tesco CC : 12/07/2013 £1596 - £946
    Debt to Mum : 10/07/2013 £1000 - £300
    Deposit Savings Jar : 01/12/2013 - £120
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