Asda car insurance - a warning

POPPYOSCAR

Do you even have a 'policy' as such if it is not due to start for another three weeks?

Quentin

POPPYOSCAR wrote: »

Do you even have a 'policy' as such if it is not due to start for another three weeks?

Are you asking in relation to the cancellation charge?

The policy has been issued, even though the start date is in the future. Thus you have a policy, but have not yet started to be covered.

WTFH

Most insurers will ask you to post them proof of NCD when you change to them. It's not a threat, it's not something to get stressed about, it's business.
I shop around each year with my insurance and in the last 5 years I've always been asked for proof.

Quentin

POPPYOSCAR wrote: »

Lancaster.

A broker !

RichardD1970

This is the first year in 10 years of having my own policy that I haven't been asked to send a hard copy of my NCB.

slopemaster

I haven'y anything to hide, as one or two have implied.
It's just
a. I anticipate poss hassle getting written proof of NCD
b. My licence is EU not UK - I did declare this of course, but slight concern they will try to make some sort of issue out of this.

Therefore I would rather cancel now, before it starts, than risk them deciding to cancel it, which (as they so kindly point out) I would then have to disclose to others.
There are, I now discover, lots of anecdotes out there about them doing this for what sound like fairly flimsy reasons.

Anyway, thanks all for the comments.

dacouch

http://money.asda.com/car-insurance/faqs/

arbroath_lass

slopemaster wrote: »

a. I anticipate poss hassle getting written proof of NCD

Anyway, thanks all for the comments.

Is this not normally just the renewal notice sent from your previous insurer? I'm reasonably sure this is all I've ever been required to send.

POPPYOSCAR

Quentin wrote: »

A broker !

And........?

kokonanda000

hii
welcome to this forum site, here you can find lots of things.

Ok ASDA Car insurance warning for EVERYONE
listed in FACT form to avoid any misconceptions or Liable slander
1, Took out a policy for my wife on her car on 31st July
2, was Asked for Prof of no claims discount and Both copys of my wife's Driving License.
3, Received a reminder letter from ASDA requesting copys of NCB and License
4, Sent copys of both items asked for.
5, 18th August 2012 Monthly payment was taken from my Account for ASDA insurance for my wife on her car.
6, Returned home early from work 22nd August 2012 to a Letter from ASDA stating my wife insurance had been canceled on the 18th August 2012 for the following reason. No Prof of Driving License as been received for myself. Letter dated 20th August 2012.

7, At No time did they request a copy of my License, ALL correspondence between myself and ASDA have been Via Physical Mail.
8, when i called ASDA Today 22nd August 2012 i was informed that an EMAIL had been sent to myself requesting the information and conformation of cancellation was included if i was not to send in a copy of my License.
9, There is a £75 charge for cancellation
10, They will ONLY offer a refund on the monthly payment and deposit IF we retake out the insurance with them.

11, The left my Wife driving around UNINSURED for TWO days the Fraudulently took money from my bank account.
They had been reported to my bank for fraudulent activity's and the bank agree and have taken up they complaint, they Are being reported to trading standards and the insurance ombudsman.

so my WARNING to you is be VEry Very Careful if dealing with ASDA insurance.