Moving in with my partner.

debrag

chrisbythesea wrote: »

Do her a favour and don't move in.

theleedschap wrote: »

Was thinking the same thing

Don't think chrisbythesea meant it in the way you took it

FBaby

She asked you to move in, so surely she knows what the financial situation will be. Maybe she cares more about sharing her bed with you every night than the money you will bring in. Assuming you intend on doing everything to get another job asap, then why not trust her that she is happy to support you for a while on the assumption that one day, it might be you who will need to support her.

theleedschap

Wise words fbaby.

Debrag you could be right about chrisbythesea, was a very long trying bad day.

So there is no doubt love my partner to bits and was trying to find away to keep her stress levels down. As all good things must come to an end I believe all bad things must come to an end also,

Mojisola

theleedschap wrote: »

My partner works 33 hours a week and has one child.

What I'm trying to ask is why and for how long will her benefits be reduced

theleedschap wrote: »

So there is no doubt love my partner to bits and was trying to find away to keep her stress levels down. As all good things must come to an end I believe all bad things must come to an end also,

Do use the benefits calculator to find out the exact position if you move in.

People bring in more than just money into a relationship. If you are at home while she is working, you can help keep her stress levels down by taking on all the housework. Think how nice it will be for her to come home to a clean house with all the washing done and put away and a meal cooked by someone else.

xxkelly888

Is her children in childcare while she works? If they are, she won't be entitled to childcare support any more if you move in x

theleedschap

Yes they are, I will have to job hunt at the same time as looking after them.

theleedschap

Yes they are

FBaby

If you look after them, she will save 30% of her childcare costs (as that's what she will need to pay in addition to what she gets in tax credits anyway). The only concern is whether she will be able to keep the places open or get one quickly if you do get a job quickly.

If this is likely to be an issue, then it might indeed be easier for you to stay where you are until you get any job.

terryw

FBaby wrote: »

If you look after them, she will save 30% of her childcare costs (as that's what she will need to pay in addition to what she gets in tax credits anyway). The only concern is whether she will be able to keep the places open or get one quickly if you do get a job quickly.

If this is likely to be an issue, then it might indeed be easier for you to stay where you are until you get any job.

Good advice.

OP,
"If you work and pay for childcare you may be able to get extra tax credits to help with the costs.

If you’re a single parent you must work 16 hours or more a week.

If you’re a couple you must both work 16 hours or more a week. Only one of you has to work these hours if the other is:

entitled to carer’s allowance
in hospital or prison
getting certain benefits, credits or reductions for disability or illness - eg Disability Living Allowance, Attendance Allowance, Personal Independence Payment or a disability premium for Housing Benefit
You could get up to 70% of the childcare costs you’re claiming for, up to a maximum of £175 a week for 1 child and £300 a week for 2 or more children."

If you work and pay for childcare you may be able to get extra tax credits to help with the costs.

If you’re a single parent you must work 16 hours or more a week.

If you’re a couple you must both work 16 hours or more a week. Only one of you has to work these hours if the other is:

entitled to carer’s allowance
in hospital or prison
getting certain benefits, credits or reductions for disability or illness - eg Disability Living Allowance, Attendance Allowance, Personal Independence Payment or a disability premium for Housing Benefit
You could get up to 70% of the childcare costs you’re claiming for, up to a maximum of £175 a week for 1 child and £300 a week for 2 or more children.

https://www.gov.uk/help-with-childcare-costs/childcare-tax-credits

Mojisola

FBaby wrote: »

If you look after them, she will save 30% of her childcare costs (as that's what she will need to pay in addition to what she gets in tax credits anyway). The only concern is whether she will be able to keep the places open or get one quickly if you do get a job quickly.

If this is likely to be an issue, then it might indeed be easier for you to stay where you are until you get any job.

Good advice. Don't disrupt the childcare. It's going to be a big change for them just having you move in - if they also lose all their regular care arrangements, it won't be fair on them.