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Mr and Mrs K's New Journey to a Debt Free Life.

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Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Mara: Nothing as yet. However, I'm sending a letter to the other card currently with a collection agency tomorrow with an offer (can afford to pay both). So there WILL be something done on the debt busting tomorrow at least.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    LannieDuck wrote: »
    Sounds like Mrs K is proud of you! Way to go :D

    Couldn't have said it better myself xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    mum2one: I just hope things can carry on going so well. :) I have to admit to being apprehensive about the future.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    AlexLK wrote: »
    mum2one: I just hope things can carry on going so well. :) I have to admit to being apprehensive about the future.

    I know the old saying is take a day at a time, but earlier in your diary, I wouldn't have seen Mrs k stick up for you or you mention the debts and that your getting sorted.

    There's a lot of support here for you, youve got so much look forward to Little K birthday, I know your parents have spent a lot, and I know from my own experience that I would want to keep up with the extent of what they have spent, in my case the grandparents situ is complicated.

    We live with my parents, DDs, father side, she's only met them twice, and they cause more trouble the one year they sent 200euros worth of premium bond - what use is that to us. They didnt come into the equation till DD was 6 yrs old, shes seen the twice and shes 11.

    Then as my ex wasn't around when DD was born, my Uncle and Aunt took over the role of grandparents, they give money, £20 or so that level.

    But a very good friend of mine - reminded that yes the relatives may try to spoil DD with money, toys, gifts etc - but to remember that I am the one who has to but the items throughout the year.

    She still gets spolit!! xx

    Give you a laugh - forgot to ask my friend to come to the theatre with me, as I had a spare ticket, dragged my father along, - bet your thinking whats wrong with that........

    It was ..... The Vagina Monologues... he loved it... xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    mum2one wrote: »
    I know the old saying is take a day at a time, but earlier in your diary, I wouldn't have seen Mrs k stick up for you or you mention the debts and that your getting sorted.

    Things seem almost too good to be true at the moment. :) Of course I'm happy with the current situation for as long as it lasts. However, I do wonder what is going to happen to my family and I in the long term, not to mention I've had some rather horrendous "premonitions" as of late.
    mum2one wrote: »
    There's a lot of support here for you, youve got so much look forward to Little K birthday, I know your parents have spent a lot, and I know from my own experience that I would want to keep up with the extent of what they have spent, in my case the grandparents situ is complicated.

    We live with my parents, DDs, father side, she's only met them twice, and they cause more trouble the one year they sent 200euros worth of premium bond - what use is that to us. They didnt come into the equation till DD was 6 yrs old, shes seen the twice and shes 11.

    Then as my ex wasn't around when DD was born, my Uncle and Aunt took over the role of grandparents, they give money, £20 or so that level.

    But a very good friend of mine - reminded that yes the relatives may try to spoil DD with money, toys, gifts etc - but to remember that I am the one who has to but the items throughout the year.

    She still gets spolit!! xx

    I am very thankful of the support on here, please don't think I take this for granted.

    Yes, we are looking forward to our son's birthday now. As for my parents, they spoil him year round. In many ways I don't mind this, I just dread our son in years to come not wanting to know us in favour of his grandparents.
    mum2one wrote: »
    Give you a laugh - forgot to ask my friend to come to the theatre with me, as I had a spare ticket, dragged my father along, - bet your thinking whats wrong with that........

    It was ..... The Vagina Monologues... he loved it... xx

    :rotfl: You never fail to make me smile, mum2one!
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    AlexLK wrote: »
    Things seem almost too good to be true at the moment. :) Of course I'm happy with the current situation for as long as it lasts. However, I do wonder what is going to happen to my family and I in the long term, not to mention I've had some rather horrendous "premonitions" as of late.

    No-one knows whats round the corner, grab the good times, and try and ride the waves of the bad, you've been through a lot in a short time.

    I am very thankful of the support on here, please don't think I take this for granted.
    I know you dont take it for granted, nearest way I could think of sending a virtual hug,

    Yes, we are looking forward to our son's birthday now. As for my parents, they spoil him year round. In many ways I don't mind this, I just dread our son in years to come not wanting to know us in favour of his grandparents.

    He won't you've got him well grounded



    :rotfl: You never fail to make me smile, mum2one!

    It wouldn't be me doing the simple thing!! - all i'm hoping is their bed doesn't start creaking.... xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Half my problem is I cannot "get over" the past and some of the time I really think the world would be a better place without me. If somebody had told me ten, even seven years ago what would happen to me over these past five, I would not have believed them.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Sorry Alex, but you have to get over the past at some point. It's NOT easy in any way, shape or form - and that's why we're encouraging you with the counselling. I'm not saying forget things that have happened - those who are ignorant of the past are doomed to repeat it after all - but use those things and learn from them, then move on.

    I had a horrendous ex-partner who used to tell me I was fat, ugly, stupid and worthless...and even now, I don't think I deserve my wonderful OH...but I've learned that my ex was the one in the wrong, and to know the danger signs.

    The best advice I was ever given was "If something is finished and gone, or out of your reach, and you can't do anything about it...let it go. Do something that will make a difference instead of worrying about things you can't change."

    There's a visualisation technique where you mentally picture all your issues flying away - mine were always written on paper that became origami birds :) Visualisation can be very powerful - it may be worth a try.

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    HBS: One of those things much easier said than done. In speaking of the past I am not talking about my financial situation being different, in many ways that it rather low down on my list.

    I do know what you mean by visualising. I've visulised my future on many occasions but it hasn't been good in any way. One day, I'm fairly certain my wife is going to realise she's not onto a very good thing with me.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • heartbreak_star
    heartbreak_star Posts: 8,286 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Rampant Recycler
    edited 12 November 2013 at 12:21PM
    *kicks backside* Doooon't you go twisting what I'm saying Mr LK!! I definitely know what it's like being stuck in the past - I won't go into it but suffice to say if I remained there I would be sectioned or dead by now having gone through losing 3 grandparents, a parent, a cousin, several beloved pets, going through an abusive relationship, self-harming and battling an eating disorder!

    That's the kind of thinking that pushes people away. You subconsciously push her away, she leaves then you can go "see, told you that you'd leave. See, I was right! Told you!!"

    You REALLY need to get out of the negative mindset. THAT's what I mean by using visualisation and you very well know it!

    Come on, get that counselling booked. Let's see if between us and them we can get you through this :)

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
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