Mr and Mrs K's New Journey to a Debt Free Life.

AlexLK

debtfreewannabe321 wrote: »

don't worry about your son he'll get used to being told 'no' they all do eventually and the younger the better! My 2 smaller ones rarely ask for anything now and if they do the other one will usually put them in check and say 'mummy has no money on her, she forgot her purse remember?!'

Well done on getting so many bookings for music lessons already, what a great start! I wish i'd carried on with the piano now, hmmm.

There is a NSD challenge on the board somewhere and it's gerat fun to join up to, I found if I joined in for the month I would often go out and think to myself, 'do I really want to confess to everyone later on mse that I spent X amount on something I didn't even need' and that would usually sort out any silly spends whilst it may sound slightly odd that I was scared of confessing to people I don't even know, it was also good in the fact I rarely spent on oddities just because I could! So therefore did me a great favour (and my bank lol).

I have online savings for emergency, rental house emergency, dog, presents fund, and one named 'health' I put dental costs, prescription money & hair dressing into this one. I have a cashbox with ziplock bags and written on each is 'food', 'petrol', 'pocket money', 'kid's clubs'. I take cash out each month for the 'envelope system' and when I go shopping for food etc I leave my debit card at home. If I only have X amount of cash that is all I can spend I still don't trust myself enough to take it out lol!

You're doing really well so far and i'm enjoying all the updates! I love the enthusiasm on new diaries

I've left Mrs. K. to deal with him this evening as to be frank he's been driving us both up the wall today. Not sure I should be admitting to such things on here!:o

I should have four hours worth of lessons very easily through friends / friends of friends then the real work begins.

hahaha it's funny you should say about not wanting to confess to buying things on here, I'll admit one of the reasons I left without that coat yesterday were the visions I had of coming on here to write "yes people, I've been listening to your advice but it's gone straight in one ear and out the other. Not that it bothers me; I'm Barboured up nicely for the winter", oh and before anyone asks, yes I did wear Barbour BEFORE it was "trendy".

We've stopped using our debit card too.

Thank you, we are trying though I do wonder when my first slip up will be.:o

AlexLK

Orange_Ena wrote: »

I pretty much knew that you weren't daydreaming of buying a mountain but I had to google what else it could be. :rotfl: All I can say about the prices of those watches or pens is :eek::eek::eek::D

:rotfl::rotfl::rotfl: Every man ought to have a decent watch or two and be able to write coherently with a proper pen, believe it or not there was a time Mrs. K. liked that about me ... she thought I was "cultured".:rotfl:

AlexLK

debtfreewannabe321 wrote: »

:rotfl: When I first started I went cold turkey on my nightly bottle of wine :eek::eek::eek: (not quite an alcoholic...)! I saved a fortune! I'll happily go without now! Today I had 6 kids to look after though and have a headache, so am drinking a wine spritzer sorry, :rotfl: much needed tonic today:D

You're not the only one who used to drink a bottle a night before the spending cuts started. At least I've discovered I am in fact not an alcoholic for I've managed to resist it thus far.... though perhaps the cravings say otherwise?

LOL, so that's a pizza and glass of wine I'm coming round yours for?:rotfl:

debtfreewannabe321

AlexLK wrote: »

You're not the only one who used to drink a bottle a night before the spending cuts started. At least I've discovered I am in fact not an alcoholic for I've managed to resist it thus far.... though perhaps the cravings say otherwise?

LOL, so that's a pizza and glass of wine I'm coming round yours for?:rotfl:

I wonder if we all managed to rack up a fair bit of debt on buying wine in bulk, because it's a better deal, and will last months.... then drinking it all in one weekend and so having to order another box straight after :rotfl::o! Wine aplenty at mine (actually that is a lie, i've drunk half the bottle already goes down too easily with a splash of lemonade, oops!)

AlexLK

DFW321: You tease.

LannieDuck

Your music lessons are a great idea to up your income. Hope they all decide to make it an ongoing arrangement

AlexLK

Fingers crossed, eh?

I'm now craving a drink so badly I'm beginning to wonder if it's cheating if I have a nightcap or two after Mrs. K. has gone to bed?

Iwillsucceed_2

Hello!

I do have faith that you will do really well at teaching music alongside your other commitments.

The word wine stands out in your last posts... I cannot help it, I am craving myself for a glass of wine! Grrr!

Regards,

AlexLK

Iwillsucceed: I'm actually looking forward to it.

Don't get me started on the idea of having a drink ....

Iwillsucceed_2

AlexLK wrote: »

Fingers crossed, eh?

I'm now craving a drink so badly I'm beginning to wonder if it's cheating if I have a nightcap or two after Mrs. K. has gone to bed?

Ha ha ha! You will be the only one who will be cheating to. Did it make any sense? Ha ha ha!
If I can overcome my cravings, which is really, really wanting me to reach for a glass of wine? Then I would have defeated the other part of me! Haha! I will let you know if I had the will to do so.

Regards,