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Debt against house

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Comments

  • Perelandra
    Perelandra Posts: 1,060 Forumite
    I agree with the above, it sounds like the status quo is in his favour, so he just doesn't want to sell.

    If it's just joint ownership, but both parties can't agree to sell, then you'll need to apply for a court order to force the sale of the property. The judge will decide if it's reasonable to force a sale (which is up to the judge to decide, but there's no red flags from what you've said above).

    I don't get the £30k figure at all. Someone more knowledgeable than myself might have a different view, but I think this is probably just a ploy to delay selling the house. As long as there's a sale value sufficient to cover all the costs, it should be fine. Very tight, though....
  • The 30k figure doesn't make sense either but he says land registry won't allow sale of house because of shared enquity rubbish!
  • mf78
    mf78 Posts: 117 Forumite
    Yes that bit is nonsense.
  • I agree and that's what I thought!
  • mf78
    mf78 Posts: 117 Forumite
    Obviously this has caused you a lot of stress and angst, and I can totally understand why you just want to walk away from it. But getting some legal advice is the first step. It will let you know exactly where you stand, what the real facts are, and what to do next. Most importantly, it should show you there is a light at the end of the tunnel, and that the you are at last on the right path (whatever that might be) to the end of this terrible situation. It will likely take a while, but knowing that things are set in motion, and you can see the end with an idea of what it will actually be, should make you feel a whole lot better.
  • Yip it is certainly causing stress and your right I think I have to go down the legal route to end it which is going to be horrible! Did try to avoid it but I think I have no option! Or an assassin!!!! ;-)
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    For goodness sakes, how have you allowed this to go on for so long????

    get yourself down to the CAB. Tomorrow, even if you have to take the day off work. Bring copies of everything you have, incl his emails whatever/
  • chesky
    chesky Posts: 1,341 Forumite
    Eighth Anniversary 1,000 Posts
    You've allowed this situation to drag on for FOUR years, because, basically, you haven't bothered to get yourself properly informed about your legal situation. He's happily managed to stall you, by giving you rubbish information and lies and YOU'VE GONE ON BELIEVING HIM.

    Find out the truth and don't tell him that you're going to a solicitor, in fact don't tell him anything at all. Give up communicating with him, except in writing, when you have all the facts at your disposal.
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