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get rid of £1000 debt in 2 months challenge!!

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Comments

  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    This is a very good point. I'm just not sure how easy one off payments are. I really need to sit down and read my paper work on that one.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • jo1972
    jo1972 Posts: 8,901 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'd definately have a look if I were you, you must be able to make whatever payment you want provided it's above the minimum I would have thought??

    In any case I would definately put any surplus cash (whatever that is, cos I've never had none!) to debts that are incurring interest, leave the o% ones till later :D
    DFW Nerd no. 496 - Proud to be dealing with my debts!!
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Good point and accepted!

    I'll check my paperwork when I get in later. I can make a minimum payment of 4% and always overpay this, but I'm not sure about making an extra payment aside from this.

    I must be able to. Will check.
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • Quincifer
    Quincifer Posts: 228 Forumite
    Part of the Furniture Combo Breaker
    Just thought I'd let you all know that I got the job!!
    Got a phonecall today telling me I had been successful and I start on monday! Woop Woop!
    Hopefully because its a temporary job through an agency I will get paid weekly/fortnightly which will really help my money situation!
    Thanks for your support everyone!

    Back to topic, I haven't been on the internet for a bit so am lagging behind, gonna go off and do my daily clicks in a minute....Nice to see everyone doing so well and well done to Jo on getting the bank charges back!

    xxx
  • jo1972
    jo1972 Posts: 8,901 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done Quincifer :j :j :beer: :beer: :T

    Let us know how it goes!

    I'm going over to the MB thread on the gambling board now, might even introduce myself!
    DFW Nerd no. 496 - Proud to be dealing with my debts!!
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    :j :j nice one Quincifer :T :T
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • jo1972
    jo1972 Posts: 8,901 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OMG can you believe it!! I had 3 direct debits going out today and left the money in there for them but completely forgot! Went to the bank last night and thought oh that's handy I've got £33 I didn't know about! Spent it and the d/ds have all been returned today. Just got £2,600.00 back off em and promptly given em £117.00 back :(
    DFW Nerd no. 496 - Proud to be dealing with my debts!!
  • Lucy1982_2
    Lucy1982_2 Posts: 4,611 Forumite
    Oh no!!!!

    That's awful! Well on a plus side, you know all about reclaiming now!

    I've done something similar in the past and though oh look I have money I can treat myself and forgotten that my phone payment hadn't gone out. I maxed my OD on that one. Never again!!
    Current debt - £16,300 :(
    Debt at worst 17/03/2011 - £18,067.62:eek::eek:
    :ANot going anywhere else, ever again :A
  • shamu95
    shamu95 Posts: 355 Forumite
    Hi guys- look how well you are all doing. I am slacking a little at the moment but have got a busy weekend planned to get me back on track. I have also got £1.50 in my yougov account. thanks for referrel. Im not a member of greasy palm-anyone want to refer and gapbuster?
    I must must must update my sig-am waiting on 1 credit card bill so can do it all at same time.
    Barclaycard are going to give me £81 and i know it doesnt count but i thought id share it with you guys.

    well done on the job Quincifer.
    june debt totals:
    Citifinancial £11700
    Morgan Stanley £860
    Capital one Mastercard CLOSED
    Capital one visa £1676.3
    Halifax £6650
    Barclaycard CLOSED
    Abbey £1756.85
    Dad £6625
    Mbna £2282.20
    Total £31550.35

    £1000 in 2mths challenge £228.19
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    well done on geting your charges back from Bcard there Shamu

    You dont need a referral to gapbuster, you can just sign up xx x
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
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