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The Super-Duper September NSD Challenge
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Morning :hello:
Declaring my 7th NSD
Thank you freeby :beer:
IF
This is a bit cheeky but funny :rotfl:
"If wishes were horses, then beggars would ride"
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I haven't posted for a while because it's been super busy at work again and had a couple of work related social events.
I have had a NSD today so am up to 5 and we are almost half way through the month. :eek:
I've also had more work related expenses. Sigh....... almost £900 now. :eek: My spending is starting to feel out of control, even though it's not on me. I have decided to have a quiet word with my bosses next week to see if there is some kind of alternative than me keep whacking them on my c/c. I'm accumulating lots of lovely points but I'd rather forego them in favour of more control.
Tomorrow will be a spend day again but next week is a fairly quiet week compared to recently so am hoping to nab a few next week.
Hope everyone is well. Am off to read back on what I've missed, quite a few pages it would seem!
Enjoy the rest of your weekend.
PS - I am also having problems updating my signature.NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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Good Evening Folks,
I have just discovered that Strictly isn't on tonight:mad:. Very annoying and I will just have to throw myself into my wine to get over the annoyance:DIf you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Massive spendy day today as decided to get all known planned spends done at once - car insurance, home insurance, tax disk for car and ferry to Holland for upcoming Amsterdam marathon. Looking at getting hotel booking done and dusted too before midnight tonight.
Left me feeling so organised and controlled - an unexpected unintended consequence of this challenge.:j
Still on nsd 7January GC 299/300
February GC 295/270
March GC 92/243 then lost the plot and stopped recording for two months and went way over :eek:
May GC 372/250 still looking for the plot
June GC 118/2500 -
I forgot to ask a (very cheeky) question in my previous post.
When I was at S*insbury's the other day, I received a £15 voucher off your first online grocery shop. As I have had two previous home deliveries is there a way around this so I can use it?
I also have a free delivery voucher although that's on a minimum spend I think.
My parents have suggested I have my delivery sent there (they don't use home delivery) but my Nectar card would surely show that I have previously had home delivery? Does anyone have any experience? I know it's cheating but I could do with saving some money for a change.NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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Another NSD day in the bag here - chilling out at home doing the usual housework and not much else.
NSD 14 todayfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Not one today.
Had some bits & pieces to get & have been for a coffee.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thought this challenge would be easy but I have come to a grinding halt. Hopefully this week I will reign the spending in and start collecting NSD days. Still got 16 days left this month thank goodness.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
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Thursday, Friday and today were NSD 9, 10 and 11 as only spends were out of the food budget. Haven't left the house today which helped. Prob be a spendy day tomorrow.September NSD 19/17
September lunch to work 21/210 -
Evening all! NSD # 5 in the bag today!0
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