The Super-Duper September NSD Challenge

slowlyfading

NSD 11 for me today

MrsCautious

NSD #5 today. Very happy with that. Need to go shopping in the morning.

In_Debt_Bet

Hello All.

I've manage 5 NSD's so far this month - but the computer won't let me update my signature for some reason - grrrr ruddy technology . Feeling quite pleased as I've resisted a lot of temptation - hope I can keep it up.

Bet x

ladymay

Mine too, In_debt_bet! Maybe it's not just our pooters playing up...

Anyhoo, NSD 6 today :j:j:j

beanielou

Great great news fed up.
So pleased for you :j :j

flowerofscotland

Just checking in to report
NSD #6 and 7
achieved Tues and Wed

Aiming for another 3 inarow next week starting Sunday

bottleofred

Good Morning folks from a rather cool and Autumnal NI:eek:

I am going to the gym at 8am to do an hour, before coming home and doing a little bit of baking/cooking. As the football is back on today, I will also do a small football bet:o. I then intend visiting my parents later, before coming home to have a bottle of red and to watch the non celebrities on strictly come dancing:). I look forward to seeing how badly they do, although couldn't do anywhere near as well as them, as the song murder on the dancefloor was created just for me:rotfl:, although unlike some of the celebrities who can't dance, I at least have enough sense to stay off the dance floor:p
I wish everyone a lovely, relaxing Saturday and peaceful weekend:)

Sazzie23

Morning everyone,

Survived Friday 13?

fedupandskint wrote: »

I am shaking and almost weeping in the way that relief hits you when it's unexpected. I have had a PPI offer which will enable me to pay off my credit cards. Meaning I will be a lot better off each month 18mths earlier than expected. It's taken 12mths to get here and in that time I paid off half my credit card debt and closed 2 down. I can't believe it!

NSD 13 here and aiming for a NSD weekend too - despite all of the above, still no pennies and certainly not splashing out with a celebration spend - no way!

Defo a good day for you Fedup, I'm so pleased, your hard work is really paying off. Hope they process it quickly for you and you will be much better off now that you think the NSD way :rotfl:

If, thanks its good to know Spoony is still keeping up the Mse stuff:T

NSD 10 please for Friday

zafiro1984

Morning all,
Hope things go well for you Fedup.
Weather here is awful, really turned cold.
Really pleased with myself as I resisted spending yesterday, however I need to go out today to Mr S. So far
8 NSD's

IF

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!