Iceland car hire - sand and gravel protection - or just excess protection

laneycakes

Hi All

Off to Iceland in November...looking to hire a car for 5 days and want to make sure we're covered insurance wise.

I've find a decent deal that includes the usual CDW...But i want to do a separate excess coverage. However will this excess coverage cover any sand, ash and gravel damage that may be caused?

I know that if i book it with the hire company they'll sting me for the excess reduction/SCDW (appox 9 euros per day) and sand, ash and gravel cover at around 13 euros a day - which is obv quite a lot! However if i get the external excess insurance its between £2-5 a day! so LOADS cheaper!

What do you think? would i be covered with this excess insurance?

Thanks

Gloomendoom

Usually the excess cover will include the normal excess plus damage to the tyres, windscreen and underside of the car although not specifically by gravel.

If you are driving anywhere with a lot of dirt roads, like Iceland, gravel damage is extremely likely.

Murphy_The_Cat

Have you considered contacting the excess insurance providers and asking them the same question ?

zagfles

Have a read of this thread https://forums.moneysavingexpert.com/discussion/4143913