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Diary of a home owner wannabe (my 6 year journey)
Comments
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edinburgher wrote: »Aye, and it was dollars, so that's like £3.75 in real money
I can always rely on you to make me :rotfl:
PFTP xGoal:to save £16,000 by 30/09/2019 claw back rental costs
May18 -£2,954.33/£16,0000 -
Digging very deep into the back of the freezer today to find something for lunch for the kids - have come up with breaded scampi and melted cheese toasted sandwiches :rotfl:
Daily food budget £9.04
DS bought himself some shoes and a shirt from Pmark yesterday for £20! I do have some moral issues with buying clothes that are made from cheap labour but as I didn't buy them I can't really comment.
Took DS to his friends this morning - they are off to the cinema. I agreed to pay for his ticket as long as he paid for his goodies. It's good for him to get away from the pc and actually he always offers to pay for everything himself. To date half term hasn't been too expensive for me, DSS2 is out on a driving lesson and DD is coming back today from a trip to Devon with a friend and her family. Thursday I expect they will want to chill out and sleep in and Friday they are off to their dads for the weekend.
Nothing much to report on the MS front - only 9 days till the end of Feb after today - its gone sooo much quicker than January did despite the crappy weather.
PFTP xGoal:to save £16,000 by 30/09/2019 claw back rental costs
May18 -£2,954.33/£16,0000 -
In fairness I think that most of the clothing sold in the developed world comes from sweatshops, or a close approximation to them.
It's very hard to come by 'ethical' clothing unless you have a 'Guardian couple' budget (i.e. an accountant and a life coach who live next to Nigel Slater thanks to a free £500k from mummy and daddy)
Back in my more idealistic days I investigated such things in some detail, but baulked at the concept of £25 for plain T-shirts etc. My current mode sees me buying as few clothes as possible so that I don't have to think about it!0 -
Hope you don't mind me joining your discussion. I have been reading your diary with interest. I'm attempted to get started on my MF journey, and I love reading these diaries to see how everyone else is getting on. I like your twist on the theme!
I know what you mean though about ethical considerations of buying clothes. I tend to agree with edinburgher though - buy less, less often, but I tend to make sure I really love what I buy to assuage the guilt! (or buy from p€opletr€€, which I love!)
Can I just say I'm really impressed with all your organised lists! I'm one of those people who write lists and include things like 'have lunch' or 'take shower' on to help me feel productive! And then transfer everything else to the next list.:pOutstanding mortgage at 31/12/13: £196,480
OP for 2014: £1168.66/£5000
Current MF date: November 2040
MFW date: November 20300 -
edinburgher wrote: »In fairness I think that most of the clothing sold in the developed world comes from sweatshops, or a close approximation to them.
It's very hard to come by 'ethical' clothing unless you have a 'Guardian couple' budget (i.e. an accountant and a life coach who live next to Nigel Slater thanks to a free £500k from mummy and daddy)
Back in my more idealistic days I investigated such things in some detail, but baulked at the concept of £25 for plain T-shirts etc. My current mode sees me buying as few clothes as possible so that I don't have to think about it!
Couldn't agree more Edinburgher - I love clothes and have been lucky enough in my past life to have afforded some high quality, high expense clothing that has seen me through the last 11 years. In fact only the other day I made the decision to throw away a pair of boots I had worn for 11 years that had just given up the ghost. I rarely buy clothes anyway as I'm also lucky enough to have my daughter's cast offs
(though she never seems to want mine!)
PFTP xGoal:to save £16,000 by 30/09/2019 claw back rental costs
May18 -£2,954.33/£16,0000 -
If_in_doubt,_do_sums wrote: »Hope you don't mind me joining your discussion. I have been reading your diary with interest. I'm attempted to get started on my MF journey, and I love reading these diaries to see how everyone else is getting on. I like your twist on the theme!
I know what you mean though about ethical considerations of buying clothes. I tend to agree with edinburgher though - buy less, less often, but I tend to make sure I really love what I buy to assuage the guilt! (or buy from p€opletr€€, which I love!)
Can I just say I'm really impressed with all your organised lists! I'm one of those people who write lists and include things like 'have lunch' or 'take shower' on to help me feel productive! And then transfer everything else to the next list.:p
So lovely of you to drop by If in Doubt do Sums (lurve the name
)
I find reading the diairies highly motivating and addictive!
I agree with you about agreeing with Edinburgher as I said in my reply to him having my daughters cast offs is highly beneficial - keeps me trendy too (or maybe mutton dressed as lamb :eek:)
Lists keep me sane and reduce any anxiety I may feel. I do cheat sometimes by writing down something I have already done then crossing it off immediately :rotfl:
Good luck on your journey and get writing that diary - it keeps you on track and it certainly makes me feel accountable!
PFTP xGoal:to save £16,000 by 30/09/2019 claw back rental costs
May18 -£2,954.33/£16,0000 -
Six months ago today I came out the closet and started this diary. In that space of time I am £9,000 closer to my dream of buying my flat in London and becoming Financially Independent - (well if I eat lentils and become a hermit I will be :rotfl:)
I want to thank all of you who have read or contributed to my posts for keeping me on the straight and narrow when things have been tough, making me laugh and teaching me many things (Edinburgher I have to attribute this last one mainly to you - Oh Wise One).
It's not always easy to motivate yourself on a daily basis to write things down here, particularly when they are not going so well. When savings are low or you've taken your eye off the ball and just want to bury your head in the sand it takes a lot of motivation to admit your unnecessary spends or even last nights arguments - but take it from me you always feel better for doing it
So here's to another six months and then another 10 of those six months till I reach my goal. Which I know I will - coz you guys are going to keep me on track :beer:
PFTP x
(Daily food budget £9.61 Goal:to save £16,000 by 30/09/2019 claw back rental costs
May18 -£2,954.33/£16,0000 -
Well done pennyforthepot!!
:beer:Here's to another 6 months!
(And I totally agree about writing things down to immediately cross them off!)Outstanding mortgage at 31/12/13: £196,480
OP for 2014: £1168.66/£5000
Current MF date: November 2040
MFW date: November 20300 -
If_in_doubt,_do_sums wrote: »Well done pennyforthepot!!
:beer:Here's to another 6 months!
(And I totally agree about writing things down to immediately cross them off!)
[STRIKE]Post on PFTP's diary [/STRIKE]:DA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
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