Diary of a home owner wannabe (my 6 year journey)

pennyforthepot

Mighty windy down here - nearly got blown over on my trip to Mr T this morning.

Treated DH and DS to Mcds last night DD and DSS2 were out and I had soup and toast so it wasn't too big a cost (not a fan myself).

Spent the evening finishing our mammoth binge on 24 - we have now watched all 8 series in the space of 3 months

Taxi service day for me today followed by some relaxing reading of some blogs and diaries for me

Daily food budget £9.05

PFTP x

pennyforthepot

Disaster has struck :eek: - managed to break the screen on my laptop last night and now I can't update my accounts spreadsheet:eek: - I'm soooo cross with myself as I left it on the floor next to the sofa and managed to drop something on it. I so hate having to fork out for things that I cause myself. I'm going to have to take a cut in my budget for my monthly spend on myself, it's the only way to do it without it affecting my savings. Oh well there is nothing I can do about it now

Daily food budget is £9 I'm definitely going to struggle with this for the next 12 days.

I bought myself a book from my birthday money yesterday - Early Retirement Extreme - it's a great read - more philosophical than a step by step guide. Although I love getting books on my kindle there are some books that I would love to let others read and this is definitely one for the kids to dive into before they go off to uni.

Off to read some more whilst mentally kicking myself for the expense I have just caused.

PFTP X

Calfuray

Don't beat yourself up about it PFTP, these things happen. At least it was just your screen and not the whole laptop!

Hope you have a relaxing Sunday x

pennyforthepot

Put £15 of fuel in today - hoping this will see me through till the end of Feb - if it does then I will only have spent £40 on fuel for the whole of Feb giving me an underspend of £60 on my budget whoop whoop! Before we moved we were spending at least £200 a month.

Daily food budget £9

Spent the weekend (other than taxiing the kids) reading my book Early Retirement Extreme and a blog Brave New Life. Some very inspirational posts - this guy made $1m in assets by the time he was 35 by saving 75% of his earnings on a monthly basis! Mind you he was on a 6 figure salary so a little easier for him than most.

I hate typing this on an Ipad it's difficult to get into the flow of things. No to do lists for me this week as it's half term and I will be doing the following for the next week: washing ironing cooking lunch taxiing cooking dinner taxiing dishing out money taxiing

Forgot to mention - today I think I got my best bargain ever - £30 worth of valentine red tulips for 3p - a penny a bunch from Sainsburys - they've got a good 5 days left in them

PFTP X

slowlyfading

I've read both of those blogs and there's some very interesting posts on there - I can't imagine being able to save 75% of my income!

pennyforthepot

slowlyfading wrote: »

I've read both of those blogs and there's some very interesting posts on there - I can't imagine being able to save 75% of my income!

I'm lucky to hit 25% at the moment :eek:

PFTP X

pennyforthepot

Sat in a coffee shop in the local shopping mall having dropped off DS and his friend who decided mcDs and primemark were the most important factors when going shopping - therefore the idea of Westfield was swiftly dropped :rotfl:

I have succumbed to a cuppa and a piece of cake as a treat at £4.55 - could have been worse! At least I get free wifi in return.

Picked up a couple of bits for DH who's birthday it is in a couple of weeks. Some nice aftershave to stop him from nicking the perfume he bought me last christmas (don't really wear the stuff myself). I'm normally quite good with pressies for him as I know what he likes but this year I'm stuck. I've reduced the budget which means a new tablet is totally out as is the helicopter he keeps mo going on about! Mundane purchases include 8 new pairs of socks (all exactly the same) and 6 new pairs of undies - with the intention of chucking everything else out. That came to £66 plus the aftershave puts it at £102 :eek: I was also planning on getting him some new white shirts - what a boring set of birthday presents

Daily food budget running at £9.10.

A measly £8.30 earned on my Santander 123 acc plus £11.60 on cash back for dd - mustn't grumble - it's paid for the book I bought the other day as well as today's treat and parking fee

PFTP X

Hurdler

pennyforthepot wrote: »

Disaster has struck :eek: - managed to break the screen on my laptop last night and now I can't update my accounts spreadsheet:eek: - I'm soooo cross with myself as I left it on the floor next to the sofa and managed to drop something on it. I so hate having to fork out for things that I cause myself. I'm going to have to take a cut in my budget for my monthly spend on myself, it's the only way to do it without it affecting my savings. Oh well there is nothing I can do about it now

Daily food budget is £9 I'm definitely going to struggle with this for the next 12 days.

I bought myself a book from my birthday money yesterday - Early Retirement Extreme - it's a great read - more philosophical than a step by step guide. Although I love getting books on my kindle there are some books that I would love to let others read and this is definitely one for the kids to dive into before they go off to uni.

Off to read some more whilst mentally kicking myself for the expense I have just caused.

PFTP X

ooof I can relate! - my iphone committed suicide while I was tidying a shelf and I watched it pirouette through the air in super slow motion before it smashed on the metal corner of my desk.

Worse, the unit had warped some months before so when I took it in to see if at least the screen could be fixed so I could sell it and put some of the money towards the new phone I had to buy (self-employed so can't be without the phone at all)... so that was an expensive iPhone suicide!

Still my contract comes up for renewal in September and I doubt I will need brand new phone for a while!

edinburgher

Mind you he was on a 6 figure salary so a little easier for him than most.

Aye, and it was dollars, so that's like £3.75 in real money

pennyforthepot

Hurdler wrote: »

ooof I can relate! - my iphone committed suicide while I was tidying a shelf and I watched it pirouette through the air in super slow motion before it smashed on the metal corner of my desk.

Worse, the unit had warped some months before so when I took it in to see if at least the screen could be fixed so I could sell it and put some of the money towards the new phone I had to buy (self-employed so can't be without the phone at all)... so that was an expensive iPhone suicide!

Still my contract comes up for renewal in September and I doubt I will need brand new phone for a while!

Ouch!

Haven't braved the repair shop yet - 'borrowing' DDs laptop which is about 5 or 6 years old and feels very slow and heavy - does what it says on the tin though

PFTP x