We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Nice, modern flat in a posh area or semi detached in a decent area
Comments
-
semi. I'm currently living in an apartment, have been for 5years and we have loved it. However with a 3month old baby we are in the process of moving to a detached home as the apartment is no longer fit for purpose. A garden is required as is less stairs!0
-
Got to be the house, how peaceful is it to sit out in the garden with a glass of wine at the end of the day, listening to the sound of silence.Liverpool is one of the wonders of Britain,
What it may grow to in time, I know not what.
Daniel Defoe: 1725.
0 -
Don't necessarily assume that all flats don't come with outside space, I'm buying a flat with a garden, it could also have a balcony or roof terrace.
It depends on a huge number of things. Some things I can think of that will influence the decision are:
- How much outside space is there, and how important is that to you?
- Will you be living there on your own?
- Have you looked into running/maintenance costs of each, including service charge and ground rent for a flat?
- How long are you planning on staying there?
- How much (if anything) would you have to spend on doing either of them up when you move in?
- What's the floor space/square footage/number of rooms in each?
- Do you consider both areas to be safe?
- Is one area more convenient for getting to work/being nearer to friends?
- Are you planning on having children any time soon?
These are all things I would think about before making a decision, but personally I would probably go for the flat. I think it depends very much on your lifestyle and priorities though.Mortgage received 21/12/2018
Mortgage at start - £261,980
Current mortgage - £260,276
Saving towards a loft conversion first, then to smash the mortgage down!0 -
semi semi semi. I live in a flat and am lucky to have very conscientious neighbours above and below me but still, I wish I had saved for longer and bought a house. It would have taken an extra three years!Emergency savings: 4600
0% Credit card: 1965.000 -
Depends on many things.
Location is so important and some flats are gorgeous with their own private gardens or roof terraces and fantastic views. Some houses are gorgeous as well but some are awful as some flats are.
It's a bit like comparing apples to pears, they can be equally lovely or equally horrible. It's an individual thing depending on the flat and house in question0 -
can you post a link to both if you have them selected?
You wording suggests the flat is nice and posh and the house is kind of average?
I do think it depends on your lifestyle and commitments.0 -
Semi everytime0
-
Actually just to say I don't miss noise from people living above me one bit by the way. I didn't realise until i'd left how much noise there was.Yep...still at it, working out how to retire early.:D....... Going to have to rethink that scenario as have been screwed over by the company. A work in progress.0
-
-
berbastrike wrote: »Same price, what would you go for?
This will be my first home.
It depends on numerous factors.
Which location is best for getting to work? What about local amenities, shops etc?
It's impossible to answer because it's a personal decision and what's important to you may not be for someone else.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards