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Nice, modern flat in a posh area or semi detached in a decent area

24

Comments

  • Lisa1978
    Lisa1978 Posts: 317 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    semi. I'm currently living in an apartment, have been for 5years and we have loved it. However with a 3month old baby we are in the process of moving to a detached home as the apartment is no longer fit for purpose. A garden is required as is less stairs!
  • SailorSam
    SailorSam Posts: 22,754 Forumite
    10,000 Posts Combo Breaker
    Got to be the house, how peaceful is it to sit out in the garden with a glass of wine at the end of the day, listening to the sound of silence.
    Liverpool is one of the wonders of Britain,
    What it may grow to in time, I know not what.

    Daniel Defoe: 1725.
  • buzzyzoe
    buzzyzoe Posts: 477 Forumite
    Eighth Anniversary 100 Posts Combo Breaker I've been Money Tipped!
    Don't necessarily assume that all flats don't come with outside space, I'm buying a flat with a garden, it could also have a balcony or roof terrace.

    It depends on a huge number of things. Some things I can think of that will influence the decision are:
    - How much outside space is there, and how important is that to you?
    - Will you be living there on your own?
    - Have you looked into running/maintenance costs of each, including service charge and ground rent for a flat?
    - How long are you planning on staying there?
    - How much (if anything) would you have to spend on doing either of them up when you move in?
    - What's the floor space/square footage/number of rooms in each?
    - Do you consider both areas to be safe?
    - Is one area more convenient for getting to work/being nearer to friends?
    - Are you planning on having children any time soon?

    These are all things I would think about before making a decision, but personally I would probably go for the flat. I think it depends very much on your lifestyle and priorities though.
    Mortgage received 21/12/2018
    Mortgage at start - £261,980
    Current mortgage - £260,276
    Saving towards a loft conversion first, then to smash the mortgage down!
  • Brallaqueen
    Brallaqueen Posts: 1,355 Forumite
    semi semi semi. I live in a flat and am lucky to have very conscientious neighbours above and below me but still, I wish I had saved for longer and bought a house. It would have taken an extra three years!
    Emergency savings: 4600
    0% Credit card: 1965.00
  • Fraise
    Fraise Posts: 521 Forumite
    Depends on many things.

    Location is so important and some flats are gorgeous with their own private gardens or roof terraces and fantastic views. Some houses are gorgeous as well but some are awful as some flats are.

    It's a bit like comparing apples to pears, they can be equally lovely or equally horrible. It's an individual thing depending on the flat and house in question
  • ognum
    ognum Posts: 4,879 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    can you post a link to both if you have them selected?

    You wording suggests the flat is nice and posh and the house is kind of average?

    I do think it depends on your lifestyle and commitments.
  • Riggster
    Riggster Posts: 169 Forumite
    Semi everytime
  • calicocat
    calicocat Posts: 5,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Chutzpah Haggler
    Actually just to say I don't miss noise from people living above me one bit by the way. I didn't realise until i'd left how much noise there was.
    Yep...still at it, working out how to retire early.:D....... Going to have to rethink that scenario as have been screwed over by the company. A work in progress.
  • tim123456789
    tim123456789 Posts: 1,795 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ACG wrote: »
    House every time. After living in a pub for 4 years and now buying a house i realise how important a garden is.

    Really

    I made the mistake of buying a house with a garden once

    and a realised what an unnecessary PITA it really was :rotfl:
  • Tancred
    Tancred Posts: 1,424 Forumite
    Same price, what would you go for?

    This will be my first home.

    It depends on numerous factors.

    Which location is best for getting to work? What about local amenities, shops etc?

    It's impossible to answer because it's a personal decision and what's important to you may not be for someone else.
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