Claiming for whip lash

leimichellecat

Husband had an accident last week, no other vehicles involved and not driving dangerously: dark, wet country lane. The car was a write off and he is suffering for whiplash. Police/council have since placed 'skid risk' signs in the area.

Been advised by a few people he should claim compensation, essentially suing himself. I'm a bit suspicious about this effecting our future premiums, has anyone else done this? Is it financially worth it?

facade

Fairly sure the driver cannot claim against himself.

You need one of those personal injuries policies that pay out £50 per finger etc.

Jack_Regan

leimichellecat wrote: »

Husband had an accident last week, no other vehicles involved and not driving dangerously: dark, wet country lane. The car was a write off and he is suffering for whiplash. Police/council have since placed 'skid risk' signs in the area.

Been advised by a few people he should claim compensation, essentially suing himself. I'm a bit suspicious about this effecting our future premiums, has anyone else done this? Is it financially worth it?

He can't claim end of.

The only person not insured in the car is the driver.

Time to move on.

marmitedog

The person who caused the hardship generally has to compensate the sufferer. So, tell him to pay himself. £5k should cover it.

Ask him if he lost his moral compass during the crash too.

Hintza

This one can't be for real!

shaun_from_Africa

Jack_Regan wrote: »

He can't claim end of.

The only person not insured in the car is the driver.

Time to move on.

In many cases, this isn't correct.
Some policies do cover the driver for injury caused whilst they were driving the insured vehicle, although the cover provided is nowhere near as high as that for third parties.

aggypanthus

Ibuprofen will cure whiplash in a few days, some take a bit longer.

neilmcl

leimichellecat wrote: »

Husband had an accident last week, no other vehicles involved and not driving dangerously: dark, wet country lane.

But not driving to the conditions evidently.

shaun_from_Africa

But not driving to the conditions evidently.

If there was oil/grease or mud on the road, it may well have been just about impossible to see these at night.

Jack_Regan

shaun_from_Africa wrote: »

If there was oil/grease or mud on the road, it may well have been just about impossible to see these at night.

Should have slowed down if he couldn't see mud on the road surface.

Iceweasel

marmitedog wrote: »

The person who caused the hardship generally has to compensate the sufferer. So, tell him to pay himself. £5k should cover it.

Ask him if he lost his moral compass during the crash too.

£5K isn't enough - I think he should sue himself for every penny he's got.

That'll teach him a lesson! LOL.