Italian No Claims Bonus

silverwhistle

I've just moved back to the UK and buying a second hand car. I've just been on the phone trying to sort out insurance but the first company I spoke to after using a comparison site won't recognise my Italian no-claims. (They operate on a bonus/malus system starting on 14 and going down for every year without an accident or up if you do!).

Does anyone have any suggestions of a company who are intelligent enough to recognise that we are in the EU and that somebody could perfectly well have a no-claims experience in a different country. GA obviously aren't it.

mad_rich

SOunds like you need a broker.

Try Adrian Flux. They were quite helpful in finding me an insurance co that would recognise my expired NCD.

http://www.adrianflux.co.uk

shaun_from_Africa

After working in Italy for a few months and seeing the standard of driving, I think that 1 years NCB obtained there should be worth double in the UK!

Mr_Mink

shaun_from_Africa wrote: »

After working in Italy for a few months and seeing the standard of driving, I think that 1 years NCB obtained there should be worth double in the UK!

Haha, I was also going to comment on this. Even 1 year's NCB from Italy must mean the OP is a driving God!

dacouch

You need written proof in ENGLISH on the Insurers headed paper clearly stating you have been claim free for X years (Often they like for it to state the period you were insured by the company)

benjus

Given that "parking by touch" seems to be the norm in Italy, I'd be surprised if anyone bothered claiming for anything unless it was serious enough to render the car unusable.

GolfBravo

John Lewis Car Insurance - and as mentioned above you need a letter from the Italian insurers, in English, simply stating how many no-claim years. You can then submit the letter (PDF) online.

silverwhistle

Yes, thanks all. The second company explained that, but it means I'll have to phone my ex-broker over there and then email them the text in English. :-) Hopefully they'll do that for a 7 year loyal client.

Yep, 7 years without a knock, particular considering the winter driving in the Alps is pretty good going I suppose. Maybe as a driving _goddess_ it was anticipating what all the other drivers were going to do..:-)

steve-L

I always used a broker for tricky stuff like this.

You might pay a few quid extra year one if the broker doesn't cover every possible insurer but then you keep the no claims.

I had a company car abroad and my broker managed to get the insurer to accept a letter from my company saying I had a company car and no accidents. I think this is unlikely though not impossible to do on your own.