working tax and child tax stopped

allied123

Thank you for your info.
With regards to the 30 hours I need to work in order to have working tax - would I still be allocated housing benefit if my daughter in a non dependant still living in our house hold.
I feel whatever I try I will be worse off. Im confused and worried I wont be able to manage. My daughter only works the 16 hours and sometimes can get overtime but its rare .

pretzelnut

davehughes182 wrote: »

Yes.

As there is no CTC now due to OP daughter not being on the claim, the WTC element is altered so the full 30hrs is required.

My mum works 16-20 hours.
She gets high rate care and mobility.
My dad is her carer and claims carers allowance.
They get working tax credits with a disability element.

They have just renewed their claim and it is correct, she doesn't have to work 30 hours to get WTC at all.

davehughes182

pretzelnut wrote: »

My mum works 16-20 hours.
She gets high rate care and mobility.
My dad is her carer and claims carers allowance.
They get working tax credits with a disability element.

They have just renewed their claim and it is correct, she doesn't have to work 30 hours to get WTC at all.

Your mum is the one who works and claims the DLA. So thats why they get WTC.
OP works and wife doesnt and its OP's wife who claims ESA.

Pedent

allied123 wrote: »

I have just been informed my working tax and child tax is stopped due to my daughter 19 has just finished college and i only work 20 hours per week. My partner suffers from agrophobia and is on ESA. I am now 320 per month worse off. As I claim a small amount for Housing Benefit will this now increase as my finances have changed? My daughter is only working 16 hours pt to support herself.
I dont know what to do - try working 30 hours will this in the long run make me better off?
all advice would be grateful.

If you've lost £320/month (£3840/year) in benefits, but your daughter is now earning 16 hours x £4.98 minimum wage (£4143/year), then your household income has gone up. Have you considered asking her to contribute to the household's expenses now that she's earning?

nannytone_2

if your partner gets DLA care. then there will be no non dependant deduction from your housing benefit/council tax support

bestpud

Your daughter will be expected to contribute towards household expenses if she isn't already.

Look up non-dependent deductions on HB and CTB to see how much they will reduce your award by as it depends on her income.

sulkisu

Pedent wrote: »

If you've lost £320/month (£3840/year) in benefits, but your daughter is now earning 16 hours x £4.98 minimum wage (£4143/year), then your household income has gone up. Have you considered asking her to contribute to the household's expenses now that she's earning?

Increasing your hours to 30 hours (even to full-time, it doesn't have to be the magical 30), plus your daughter's wage, should mean that you are better off, not worse. I think that you (and your daughter) need to stop thinking of her wages as sort of pocket money (I'm not having a go, many parents and working children seem to view it this way instead of using some of it to contribute to the household expenses).

FBaby

As others have said, your daughter needs to realise that although working 16 hours is better than nothing, it is just not enough at her age to allow her to hold a pleasant lifestyle. All what she earns should go to pay her bills. Not a nice wake up call that tax payers money is suddenly substituted for earnt income, but one has to realise one day that that's how it is. When she finds a full-time job, she will hopefully, with right choices be able to have a bit of disposable income to enjoy herself too.

Cate1976

With your daughter working 16 hours a week, the non dep deduction isn't going to be a huge amount on either HB or CT Support. You may not be aware that both CTC & WTC are treated as income for HB & CT Support, so it's possible that even with the non dep deduction, your Hb & Ct Support may increase, this could depend on whether your partner's ESA is conts or income based. I've just Googled Hb non dependant deductions and got this: http://www.lbbd.gov.uk/AdviceBenefitsAndEmergencies/HousingBenefit/Documents/NDD%202012_13.pdf Good on her for getting a job rather than going on benefits. It's only reasonable that she contributes towards the household expenses. When negotiating the amount, start with covering the non dep deductions from HB & CT support then add on something towards food & utility bills. If her job is NMW then she should be earning £79 week/£345 month and not paying tax or NI.

skintmacflint

No offence intended to the original poster, as the system is what it is.

But how ludicrous is the welfare system, when someone doubling their working hours has to ask if this will actually result in them being better off or not?