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JSA Rant

2

Comments

  • pretzelnut
    pretzelnut Posts: 4,301 Forumite
    SmallL wrote: »
    I haven't, i still have savings, i was just unaware of the process. He never claimed a student loan for the first two years (then went on placement) and he is claiming the student loan next year however it is based on his dads income ( I think).
    Sorry i assumed you were living together on your own as a couple.
    SmallL wrote: »
    Just had a look , i cannot be classed as dependant as neither of us is over 25.

    Again my apologies, i think ver student is a mature one like i was.

    Full info on eligibility here: https://www.gov.uk/jobseekers-allowance/eligibility
    :TIs thankful to those who have shared their :T
    :T fortune with those less fortunate :T
    :T than themselves - you know who you are!
    :T
  • SmallL
    SmallL Posts: 944 Forumite
    pretzelnut wrote: »
    Sorry i assumed you were living together on your own as a couple.



    Again my apologies, i think ver student is a mature one like i was.

    Full info on eligibility here: https://www.gov.uk/jobseekers-allowance/eligibility

    That's the thing we are living together on our own BUT we cannot be classed as 'independant' due to our age.
  • jacques_chirac
    jacques_chirac Posts: 2,825 Forumite
    pretzelnut wrote: »
    I thought you were still considered a student until the day before the new academic year starts. Ie the end of the summer holidays.

    You should have been aware of this.

    Although its a common mistake most graduates make, they spend their loan money early on in the term making no allowances for when they leave uni, then expect to claim JSA as soon as their exams are done if they haven't secured a job.

    Its not the case as you have has student loan money to cover the exact period you are now trying to claim JSA for.

    When your boyfriend starts again in september you will be classed as his dependant, therefore he will be expected to take care of you through his student loans, which he should be able to get an extra amount for.

    If you cant manage on this you, or him, or both will have to get a job to supplement your income.

    Im not 100% on this but your income if you do find a job may affect his student loans etc.

    Not one thing in this post is correct :o

    A final year student can claim JSA (assuming they meet the other criteria) once their final term ends. They do not have to wait until the new term starts.
  • custardy
    custardy Posts: 38,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SmallL wrote: »
    That's the thing we are living together on our own BUT we cannot be classed as 'independant' due to our age.

    We?

    You are a graduate
    So Im not sure where you cant be independent?
    Your partner maybe in that situation for Uni funding but I dont see how that applys to JSA
    surely your joint income is considered?
  • SmallL
    SmallL Posts: 944 Forumite
    custardy wrote: »
    We?

    You are a graduate
    So Im not sure where you cant be independent?
    Your partner maybe in that situation for Uni funding but I dont see how that applys to JSA
    surely your joint income is considered?

    His loan would be considered when he starts term again in september but for now if he comes to claim with me (which HAS to be a joint claim) he must be willing to give up his course if he finds work (which he would be able to do given his field and experience).
  • custardy
    custardy Posts: 38,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SmallL wrote: »
    His loan would be considered when he starts term again in september but for now if he comes to claim with me (which HAS to be a joint claim) he must be willing to give up his course if he finds work (which he would be able to do given his field and experience).

    So how was he planning on supporting himself over the summer?
    How did he do this last summer?
    I'm frankly bewildered that two intelligent people cant see the problem here.
    How exactly did you both not foresee/investigate your situation before it landed
  • SmallL
    SmallL Posts: 944 Forumite
    custardy wrote: »
    So how was he planning on supporting himself over the summer?
    How did he do this last summer?
    I'm frankly bewildered that two intelligent people cant see the problem here.
    How exactly did you both not foresee/investigate your situation before it landed

    This year he was on placement (so he had his wages). He has previously worked for his dads business (in summers/holidays)
    Prior to that we budgeted (I got student loan +Max grants). Last summer i also had a paid research job for my university.
  • custardy
    custardy Posts: 38,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SmallL wrote: »
    This year he was on placement (so he had his wages). He has previously worked for his dads business (in summers/holidays)
    Prior to that we budgeted (I got student loan +Max grants). Last summer i also had a paid research job for my university.

    rigggght. So why was this year going to be different?
  • SmallL
    SmallL Posts: 944 Forumite
    custardy wrote: »
    rigggght. So why was this year going to be different?

    Firstly i can't get internal work from my university (as i'm no longer there).
    OH's dad cannot afford to pay another employee as the business is not doing well.

    I fully accept that i should have planned for the scenario of medium-long term unemployment, however i naively thought i had a decent chance of securing employment. If i could go back in time i would have taken a different degree and a placement year.

    I still find it strange that you can't claim if your a couple and one of you is an out of term time student (but its fine once they are back to term time) i thought it would be covered under an exception that a joint claim partner is 'currently unavailable for work'
  • dookar
    dookar Posts: 1,654 Forumite
    SmallL wrote: »
    His loan would be considered when he starts term again in september but for now if he comes to claim with me (which HAS to be a joint claim) he must be willing to give up his course if he finds work (which he would be able to do given his field and experience).

    Who told you this?
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