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What would happen in this scenario?

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  • nannytone_2
    nannytone_2 Posts: 13,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    slightly different scenario, but i wonder if the same might apply....

    my daughter and her husband decided to switch roles.
    she go to work full time and him stay home with the kids, aged 1 and 3 at the time ( her earning potential was higher)
    a week after starting her full time job, her youngest son became gravely ill ( 6 weeks in PICU followed by a further 6 weeks in hospital)
    her employer agreed to keep her job open, but as she had only been there a week, gave her unpaid leave. so even though she was employed, she received no income

    they applied for, and received uncome support until the time thst she could return to work ( 9 months later)
  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    He did take ill-health retirement in 1992.

    Then he want back in 1994, when he felt able, because all he'd ever wanted to do was teach. He obviously had to stop receiving his ill-health Pension and then when he eventually retired for good in 2004 they deducted the lump sum he had already received.

    Between 1993 and 1994 he did some part-time work (one day a week) with dyslexic children.

    Oh right.

    I'm afraid that I'd never have let go of my teacher's pension once I started to receive it as it was double the number if years I'd actually contributed. (And the idea of teaching again still made me feel ill.)

    Better for me to pick up earlier careers and get the pension as well, particularly as it allowed me to work part time while I eased back in.
  • Dunroamin wrote: »
    Oh right.

    I'm afraid that I'd never have let go of my teacher's pension once I started to receive it as it was double the number if years I'd actually contributed. (And the idea of teaching again still made me feel ill.)

    Better for me to pick up earlier careers and get the pension as well, particularly as it allowed me to work part time while I eased back in.

    Yes, he got his enhanced too.

    We knew full well what we were giving up!

    But he did contribute for another ten years, so got more in the end.

    He hadn't had an earlier career, apart for the fire brigade, which he could not return to. Other than that he'd only had 'jobs'.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • Serenity
    Serenity Posts: 2,814 Forumite
    Interesting question. My housemate was signed off from work due to mental health reasons early last year and ended up on ESA when her SSP ended. Scary to think what might have happened if she was refused. Anyway she has been back at work since the end of last year now, after a lot of help from our local mental health team (she got lucky here too it can be very hit and miss) and her boss sorting out some workplace issues that weren't helping.
  • fishybusiness
    fishybusiness Posts: 1,263 Forumite
    edited 6 August 2013 at 1:06PM
    Kinda been through this from another angle....

    If ESA say no, and a person is too ill to work, there seems to be little support.

    A single person, especially one that rents their home is in an incredibly vulnerable position.

    No ESA and potentially no JSA could also mean help with rent from Housing Benefit takes longer to sort out, especially if ill person does not have the means and well being to deal with it.

    It could mean losing your home at the worst.
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