Weekly Spend Challenge W/C 4th August 2013

EverTheOptimist

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 28th July 2013 challengers / pledges / totals

EverTheOptimist - £20 / £17.41
madhatter90 - £10 / £17.08
debt-freeoneday - £15 / £34
Exharris - £15
Flyinggiraffe - £20 / £27.48
MissE001 - £120 / £110.47
Casperthefriendlyghost - £8 / £6.41
Sketchingkari - £10
32b3in2013 - £50
splodgethefirst - £60 / £2.30
FionaWeasley - £60 / £65
MissMelLady - £5
Tinkermcjingles - £10 / £74.06

W/C 4th August 2013 challengers / pledges / totals

EverTheOptimist - £20
Flyinggiraffe - £20
MissE001 - £240
Casperthefriendlyghost - £8
Littlepinkstars44 - £20
Exharris - £35
32b3in2013 -
Splodgethefirst - £20
Tinkermcjingles - £30
Yorkshire_pudding - £30
Mummy-of-2-boys - £60
FionaWeasley - £30
Jojo9239 - £20
debt-freeoneday - £15

flyinggiraffe_2

Thanks ETO for the thread.

I'm going to pledge £20 again this week.

Sunday: £5 coffee
Tuesday£5 pub
Wednesday: £5 fat club
Saturday £5 bus to friends house for party (planning on getting night bus home, and have lots of wine to take with mr)

littlepinkstars44

Can I pledge £20 for this week please!

exharris

Can I pledge £35?

Sun - meal for mates bday, £13
Mon - NSD
Tue - NSD
Wed - NSD
Thu - NSD
Fri - meeting sub £5 and meal out £15

This leaves a few quid contingency.

Thanks

EverTheOptimist

Welcome littlepinkstars44. :wave:

Exharris - do you have a total for last week please?

I think I shall set a budget of £20. Nothing planned and have a separate grocery budget so hoping to use that just for groceries and this budget for misc items.

Sun - NSD
Mon - NSD
Tues - NSD
Weds - NSD
Thurs - NSD
Fri - NSD
Sat - NSD

I do believe that is wishful thinking. and will never happen but I can hope. I do need to pop into town but to return a top not to buy anything.

splodgethefirst

can i pledge £20 - not including dentists on monday as that is budgeted for seperately? thanks for the thread ETO

Sunday - NSD
Monday - dentist (maybe go out)
Tuesday - NSD
Wednesday - cinema?
Thursday - NSD?
Friday - off for weekend away

flyinggiraffe_2

EverTheOptimist wrote: »

I do believe that is wishful thinking. and will never happen but I can hope. I do need to pop into town but to return a top not to buy anything.

I am rubbish at just returning stuff. I usually end up exchanging for something more expensive!

Sunday: £3.00 parking, £4.49 jacket spud and a drink

£7.49/£20.00

splodgethefirst

anyone had much luck with rounding down their current account to the nearest whole pound and putting that towards the debt?

It's something i've been doing for a bit, along with saving up my change from shopping (and any shrapnel (aka loose change) found on the floor) so since payday i've put an extra tenner in the account and i haven't really missed it ...

tinkermcjingles

Had a dreadful week money wise! Bought myself a dress (£13) and bf a suit (£54.90) for a wedding we are going to in a few weeks so well overspent at £74.06/£10 oops!

Budget for Monday-Sunday is £30 with fingers crossed no big money spends!

Yorkshire_Pudding_2

Hello everyone! I am new to the forum and was wondering if I could join in please? I think I would like to set a budget for this week of £30 x

splodgethefirst

Evening all,

Sunday NSD
Monday - dentist, bottle of coke (£2), burger king (£6) so £8 today. Plan on being a hermit tomorrow...

have a good week