Fed up of being the family's Money Muppet

scotdebs

All about the big picture FE - that's what to keep in mind and don't worry I'll keep your little pizza secret:eek:

FalseEconomist

Busted!!:rotfl:

DreamerHelen

Hi There FE....Sounds like you have come a VERY long way since the start of this Diary....Congratulations!!

Sounds like you are also doing a similar Course to me....I'm Training to be a Psychotherapist and am in my Third Year of a 4-Year Diploma....so, nearly there!!

Anyway....enough of my rambling

I'll Subscribe and keep up with your Journey.... x

FalseEconomist

Great to have you along DH - bet that course is tough?!

Grr again, Talktalk taking out their money before I expected them to again (think I really need to update my list of SO/DDs as clearly some dates have changed). So pizza was definitely a bad idea as it has left us not much to live on til next Wednesday. Dry bread and water anyone??

I've got a feeling the weather is set to be bad this weekend, which would be a shame as it would mean we couldn't do boot sale. If that's the case I pledge to list at least 10 things on ebay as my MSE activities of the day.

Now, today I will submit meter readings, organise cash transfer for my course fees, and despite abject poverty make some sort of payment to argos or littlewoods. And stop my baby climbing up the stairs which I can hear now. I think I will make that my priority - see you in a minute!!

FalseEconomist

Payment to Littlewoods of £5 made (am basically just shuffling debt around at the moment rather than paying it off, but I hate all the little accounts, they irritate me - so will be happy when the catalogues are paid off and I can concentrate on the big boys. Everything on 0% so doesn't make a difference, but my messed up little mind thinks it's tidier).
british gas website is down but I've been out in the rain to collect the readings already so will do that in a bit. And OH agreed to sort the virgin money out (card is in his name) but left for work without doing it. However he did go out and buy me eggs and milk so we will forgive him!

Now - surveys - am getting more than a little narked, I never seem to qualify, and some of the companies have me spending 10 minutes filling answers in before telling me I don't qualify. How the heckedy-heck do people make money from these things?!?

FalseEconomist

Oh my God I need a serious kick up the derriere. Having spent nearly all morning fiddling about with money- trying to find the cheapest way to borrow college money and workout revised DFDs- I spend the afternoon lusting after a pair of shoes in the charity shop window. Now, you might think "only a charity shop- what harm?" Well these shoes were still £40!!! Now, let's leave aside the fact that they were the most beautiful pair of Karen Millen shoes I have ever seen- in exactly my size..... Why on earth am I even tempted?! So I can look good for one night but stay in debt for another year? (I exaggerate but it's the "I want it now"
Mentality that got us where we are). And to compound matters, my husband when I mentioned them said (as of course I knew he would) "why don't you buy them? I won't mind- you deserve them, I bet you'll look lovely". This has underlined for me the whole reason we've got so much debt. I never wanted to face up to reality and my husband can never say no if there is something I want. Help me out fellow money savers ..... Help me to change my usual pattern of behaviour!

scotdebs

Could not possibly pass judgement FE ( at least not with out photo of above mentioned footwear:p)

DreamerHelen

Hi There, why not save up over the next month or two? Work out what you would have to save over each Week and then save that....that way you still get what you want but you have the satisfaction of knowing that you have saved for it....

Hope that helps a little....

Also, don't be too hard on yourself...we ALL want things and that is completely normal....

FalseEconomist

DH the problem (and let's be clear this is not a problem- just how my mind works) is that because they're in a charity shop they are likely to be sold soon. I just hope not to me!! (To me! Please!).

Scots- imagine a combination of the seven wonders of the world, a vision of ethereal loveliness, but in Aubergine with a bow on the heel.........

HOK3Y

Lots of positive vibes to you, FE. That is so hard when you fixate on something - and Lord knows I have oodles of experience with this! For me it has taken truly fixating on the debt busting. I have shifted my obsessive nature to repaying the hideous and soul destroying monsters who at one point seemed to have a death grip on my life. (Yes, I might have been tempted to daydream myself into a Lara Croft-esque character shooting rocket propelled money balls at these vile invaders.......but I digress....). My debts have become that pair of Karen Millen Shoes (and the Tardis cookie jar in Lakeland......but, again, I digress....!) and so whenever something gets my attention in an 'I want' way, I go back to my s/s, immerse myself in these boards, figure out how I can find the money to buy it (as old me would have done), and then make the payment to my credit card. I've made the debt repayment obsession pretty powerful! I don't know what will work for you or what you will decide but I wanted to share and wish you lots of luck regardless. X