on benefits and been left some money.

maxx22

princessdon wrote: »

I always think its common sense. If you didn't have benefits would you do the same?

Eg if your washing machine is broken and you are using a mates and or it's so old it's not cost effective then clearly it would be unfair to treat as DOC. If its a few years old works fine, you just want to use the money to get benefits and give your old working machine to a daughter then it's not. Same with the bed. Car servicing should be fine.

Re holiday - short break sounds ideal - carribean trip for your family including your daughter/grandchild is a no no. Anything that brings it down to exactly 6k, would be looked at.

No one is saying don't spend, but the test is if they think you are spending to keep your benefits on none necessary items then they could be questioned and you can see why. You cannot gift money, well you can but if you can afford to give away money then rightly so they'll expect to treat as DOC.

We have had the bed 5 years the people before us had it 9 years head board broke bet shabby washing machine has been repaired twice in the last six months we are not trying to get money down to 6k we just want to replace basic items that are worn, carpet in living room thread bare by door which is not ideal for someone with right leg weakness and keeps tripping. we are not trying to con the dwp all we want is to replace certain items I would love nothing more than to go back to working 90+ hours a week and providing for my family

Jobseeeker

maxx22 wrote: »

I haven't had the car serviced for four years. I cant see how buying a bed which we need or a washing machine which we need plus a cooker is deprivation of capital when we lost our house our mortgage was just over £300 a month our house was sold for £40,000 less than it was worth and we were then moved into private renting that cost £800 a month the house we moved into ad no room for some of our furniture and we had three days to move so we ended up losing furniture. we have lived the last six years by robbing peter to pay paul we don't drink or smoke I have been out for two meals in six years we have not had any break for six years surely a week in a small B&B could not be seen as ostentatious

I don't work for the DWP and I don't make the rules so I'm not sure why you're getting annoyed at me when I'm trying to help. It is a shame that an old person can work hard all their life save their money and then it is effectively cancelled out if the person they leave it to is on benefits but then she couldn't have forseen what would happen with the stroke etc

princessdon

maxx22 wrote: »

We have had the bed 5 years the people before us had it 9 years head board broke bet shabby washing machine has been repaired twice in the last six months we are not trying to get money down to 6k we just want to replace basic items that are worn, carpet in living room thread bare by door which is not ideal for someone with right leg weakness and keeps tripping. we are not trying to con the dwp all we want is to replace certain items I would love nothing more than to go back to working 90+ hours a week and providing for my family

Then it's likely fine, as I say it's common sense.

DOC is deprivation of capital when they assess you as still having the money as they think you deprived yourself of capital.

Eg giving money away, world round trip etc

Eg - things that can help his disability are rarely argued - a speed boat would - use common sense but gifts are a no unless its under £6,000 savings and you can do what you want then.

maxx22

Jobseeeker wrote: »

I don't work for the DWP and I don't make the rules so I'm not sure why you're getting annoyed at me when I'm trying to help. It is a shame that an old person can work hard all their life save their money and then it is effectively cancelled out if the person they leave it to is on benefits but then she couldn't have forseen what would happen with the stroke etc

I apologise if I seam to be coming across as annoyed that's how my stroke left me I have anger issues. I just get frustrated as we are both only 47 and the last six years has been an insight to the rest of our lives
Every day all we see on TV or in the papers is people on benefits are scum yet like I said I worked 90+ hours a week Taxi driving and my wife was a nursery teacher. thanks for your help.

sunnyone

maxx22 wrote: »

I haven't had the car serviced for four years. I cant see how buying a bed which we need or a washing machine which we need plus a cooker is deprivation of capital when we lost our house our mortgage was just over £300 a month our house was sold for £40,000 less than it was worth and we were then moved into private renting that cost £800 a month the house we moved into ad no room for some of our furniture and we had three days to move so we ended up losing furniture. we have lived the last six years by robbing peter to pay paul we don't drink or smoke I have been out for two meals in six years we have not had any break for six years surely a week in a small B&B could not be seen as ostentatious

The benefits you are recieving are very generous and you are only paying £9 per month to repay your debts so I dont understand why you are claiming to live hand to mouth robbing Pater to pay Paul? (Im severely disabled so I KNOW just how much you can claim in means tested benefits btw)

After you get down to under £6k there is nothing to stop you giving your children some money, you just cant start giving away your inheritance before that or the DWP will wil treat you as if you still have the money.

I hope you have a nice break, do you need an adapted hotel/caravan/flat to enjoy a holiday?

If you do I can give you some advice about holidays in the UK which are suitable for disabled people.

rogerblack

sunnyone wrote: »

(Im severely disabled so I KNOW just how much you can claim in means tested benefits btw)

So every disabled person gets the same amount?
Wow.
You learn something new every day.

maxx22

sunnyone wrote: »

The benefits you are recieving are very generous and you are only paying £9 per month to repay your debts so I dont understand why you are claiming to live hand to mouth robbing Pater to pay Paul? (Im severely disabled so I KNOW just how much you can claim in means tested benefits btw)

After you get down to under £6k there is nothing to stop you giving your children some money, you just cant start giving away your inheritance before that or the DWP will wil treat you as if you still have the money.

I hope you have a nice break, do you need an adapted hotel/caravan/flat to enjoy a holiday?


Thank you for getting back to me the judge set the amount to payback after losing or house. I get the middle rate of dla income. insurance for our car is £178 a month gas/electric £120 a month life insurance, house insurance, petrol, 1 mobile, council tax, rent,(bedroom tax), phone, internet, water, tv licence, food £350-£400, pet insurance, soon goes.
we don't want to get down to below £6000 if possible I would like to think that my wife could perhaps go out every now and again.
yes I would need an adapted B&B caravan as I have right side weakness, fatigue issues and nerve pain issues which can be quite debilitating so I would be interested in holidays suitable for the disabled.

princessdon

maxx22 wrote: »

sunnyone wrote: »

The benefits you are recieving are very generous and you are only paying £9 per month to repay your debts so I dont understand why you are claiming to live hand to mouth robbing Pater to pay Paul? (Im severely disabled so I KNOW just how much you can claim in means tested benefits btw)

After you get down to under £6k there is nothing to stop you giving your children some money, you just cant start giving away your inheritance before that or the DWP will wil treat you as if you still have the money.

I hope you have a nice break, do you need an adapted hotel/caravan/flat to enjoy a holiday?


Thank you for getting back to me the judge set the amount to payback after losing or house. I get the middle rate of dla income. insurance for our car is £178 a month gas/electric £120 a month life insurance, house insurance, petrol, 1 mobile, council tax, rent,(bedroom tax), phone, internet, water, tv licence, food £350-£400, pet insurance, soon goes.
we don't want to get down to below £6000 if possible I would like to think that my wife could perhaps go out every now and again.
yes I would need an adapted B&B caravan as I have right side weakness, fatigue issues and nerve pain issues which can be quite debilitating so I would be interested in holidays suitable for the disabled.

£178 pm car insurance on an old car :eek:

That's more than my annual for a new car! I take it the reason is adaptations? From what you describe is there a reason you don't get HRM? As this would give access to a mobility car.

maxx22

rogerblack wrote: »

So every disabled person gets the same amount?
Wow.
You learn something new every day.

no they don't I know people who get much more than I do yet run around like spring chickens.

six years ago I had a stroke which left me with right side weakness had to learn to walk again and use my right arm /hand again but after about 20 minutes of using my arm and hand they become fatigued same with my leg I stumble all over the place hate using my stick as im only 47 its funny how people judge you all I want was a few new things to replace old stuff and a break as my wife is just recovering from breast cancer after chemo mastectomy and radio therapy all we want to do is do what normal people do is that a lot to ask for?

maxx22

princessdon wrote: »

maxx22 wrote: »

£178 pm car insurance on an old car :eek:

That's more than my annual for a new car! I take it the reason is adaptations? From what you describe is there a reason you don't get HRM? As this would give access to a mobility car.

what's Hrm? also the fact that I had a stroke which is taken into account and that my wife had not long pasted her test before her breast cancer.