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what to offer and would the flooding bother you........

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  • Atomix
    Atomix Posts: 370 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 9 August 2013 at 9:41PM
    Why not meet them halfway ish? £150k... Nice rounded up figure they'd go for... Not many would haggle further....
  • vivatifosi
    vivatifosi Posts: 18,746 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! PPI Party Pooper
    It's a lovely house, good luck. In terms of flooding, when the houses near me flooded (due to burst main), the water came through the airbricks as it was the lowest point into the house. If it is something you are worried about, you can buy a set of flood airbrick covers relatively cheaply and have these to hand.

    Have you checked the UK flood map to assess your risk?
    http://maps.environment-agency.gov.uk/wiyby/wiybyController?x=531500.0&y=181500.0&topic=floodmap&ep=map&scale=3&location=London,%20City%20of%20London&lang=_e&layerGroups=default&textonly=off
    Please stay safe in the sun and learn the A-E of melanoma: A = asymmetry, B = irregular borders, C= different colours, D= diameter, larger than 6mm, E = evolving, is your mole changing? Most moles are not cancerous, any doubts, please check next time you visit your GP.
  • martindow
    martindow Posts: 10,568 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    550 doesn't sound a bad premium as it has a history of flooding. I wonder what the excess is for flooding. It's not such a bargain if there is an excess of tens of thousands of pounds.
  • tom1984
    tom1984 Posts: 39 Forumite
    Try morethan for a home insurance quote, I've had the same problem with the 2007 floods but they only ask for flooding history over the past 5 years!
  • SailorSam
    SailorSam Posts: 22,754 Forumite
    10,000 Posts Combo Breaker
    They tell us that flooding is going to become more and more of a problem so i'd be put off buying in any area that was at risk. However it looks a lovely house and it shouldn't cost a lot to get some sort flood defence ready to cover the doors and windows etc.
    Liverpool is one of the wonders of Britain,
    What it may grow to in time, I know not what.

    Daniel Defoe: 1725.
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