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The Awesome Amazing August NSD Challenge
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NSD 14 today - safe to declare now as I'm busy working away at homefinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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Yay! :j NSD #5 today!
Bought a bridge camera for DD2s birthday next week, but it's from OH so he'll be paying me back tonight!Wealth is what you're left with when all your money runs out0 -
Ah thanks! Now she is diagnosed at least I won't have to keep going back every week or so for more testing which was costing me a fortune. I am being taught how to do her blood tests at home next week - it will save me a tonne of money but :eek::eek::eek:
Today will be NSD # 4.
Good luck with the blood tests!Just tell it's for her own good.;)
Today is #10 .:)0 -
One today so 13 maybe.
Been to Ikea with DS to get bits for uni but luckily I wasent paying :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Anyone know about windows 8?
I am a technophob as you know.
Have a new laptop & have managed to muck up the settings already.
I have 'lost ' the headers and footers.
I find the swiping movement hard.
I am going loopy :rotfl:
When I had to replace my windows 7 laptop my son wiped everything off the new one and put windows 98 on it. It does everything I want to do and saves so much on resources. We don't need all the 'improvements' they keep forcing on us, they just confuse and complicate our lives. Sorry, it just annoys me that they only do this to make people pay more for stuff they will probably never use.
Yesterday and today are NSDs 7 & 8.S.P.C. 9 2016 No. 062 Banked £337.50
My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin0 -
I am still at number 4, despite today being a spendfree day because Sunday turned out not to be one. Oh well, all d / ds for the month paid, I have cupboards and fridge / freezer full of food so may be I can get an in-a-row going this week.
I've overspent this month. I am £15 short of my whole July spending and I've still got over two weeks to go. :eek::mad::eek::mad:
CWNSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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Good Evening Folks,
Just popping in to declare NSD9 for today:)
If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Candlewick wrote: »
I've overspent this month. I am £15 short of my whole July spending and I've still got over two weeks to go. :eek::mad::eek::mad:
CW
Errrr....whoops
NSD #5 here today (plodding this month). In fact the only journey i mad out at lunchtime was to bank a nice rebate from HMRC which arrived on my mat this morning before work - not a kings ransom but for the past 18mths or so all I've had from them is letters saying I owe money but not to worry, they'll take it off my next years salary (geeee thanks), then got one this week adjusting up my allowance, and then cheque today. So banked it swiftly before they can cancel it :rotfl:
Would very much like to spend it on a new bag I've seen but will be :A and not squander it.
Just sorted out OH car ins too - £20 less than renewal quote and under 200-quid (just) so not bad. Was supposed to have cashback on it though and not sure its tracked as I had to amend some of the details that the search engine had put in incorrectly :mad:
Boot camp this morning so home early from work to cook a cupboard / freezer dinner - but very nice all the same.
Now watching the footie with OH - white line drawn down the living room :rotfl:Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Right, packed lunch & fruit ready to take to work tomorrow, so I should have no excuses not to claim my next NSD !!
It's my first month doing this, and while I'm struggling to manage whole days not spending, its really making me think about how much I'm spending, and trying to pick the lowest cost option when i do, so buying a 90p tea instead of a £1.85 coffee for example.
Love it!!LBM Dec 2013, Total Debt £31,992.06 Debt Free Date June 20220 -
NSD #5 today.
Met a friend for a drink but as I had to change the little mans smelly bottom she went to the bar and paid.
I def need to pay next time as she has paid for the last two drinks.
I feel a spend day coming on tomorrow though.SPC 18 Target £200 /0
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