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The Awesome Amazing August NSD Challenge
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Morning All
Thanks for the update FreebyAnyone know about windows 8?
I am a technophob as you know.
Have a new laptop & have managed to muck up the settings already.
I have 'lost ' the headers and footers.
I find the swiping movement hard.
I am going loopy :rotfl:
Sorry Beanie, when I run into trouble I end up searching the www, usually find a solution eventually, good luck with itfedupandskint wrote: »Another NSD in the bag today - NSD 13
Brilliant work Fed-up, must be near the end of that dissertation?
NSD 10 Please
Happy hump dayDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Almost there Sazzie - deadline on Monday, meaning today will be another NSD as I'll spend all day working on itfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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#10 for yesterday, meaning I'm halfway to my target :beer: I was worried when I set out to get 20 that it would be too difficult but I think it's going to be easy doable now!
Still got the skirt to finish hemming, I was pretty tired last night so it was taking longer than normal but I totally underestimated/forgot how long hemming by hand takes! Should have it finished tonight anyway! Won't be nsd today, car needs diesel & a new fuse, and I need milk for my tea at work!
Hope everyone has a good day, & keep up the good workSeptember 2016 GC £21.37/£1200 -
I'm going to be at home all day today so will definitely be another NSD making that #6/10. I'm feeling really pleased to be over halfway and not quite halfway through the month yet!
Denise
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I'm going to be at home all day today so will definitely be another NSD making that #6/10. I'm feeling really pleased to be over halfway and not quite halfway through the month yet!
Denise
It's a good feeling,isn't it?!:)
fedupand skint you're nearly there,that's great!:j
Hoping to get into double figures today.0 -
Another NSD bringing my total to 5
Today won't be as I had to buy lemon juice on the way to work this morning.DEBT FREE on the 23rd December 2013 :beer:
:j :T
Sealed pot 7 no 18940 -
Hello all
Recording NSD #6 for yesterday.
I will be spending £5 tonight on entry to a charity event that includes free wine and facial treatments - does this count as a spend as it's for charity?!My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.0 -
marmiterulesok wrote: »Yes,that's fine:You make your own rules for nsds!:) I hope that now kitty is diagnosed that her health improves.
Ah thanks! Now she is diagnosed at least I won't have to keep going back every week or so for more testing which was costing me a fortune. I am being taught how to do her blood tests at home next week - it will save me a tonne of money but :eek::eek::eek:
Today will be NSD # 4.0 -
Afternoon all :hello:"If wishes were horses, then beggars would ride"
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Hiya all and welcome to August's NSD thread :hello:
Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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