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Application for the 123 Santander current account rejected but why?
Auticko1
Posts: 44 Forumite
Hi, I recently applied for the above account but wad rejected. My credit score is excellent, I have a good salary and never been in debt. I have never been overdraft and Santander approved my ISA account last year. They will not tell me why I am considered a risk . Is it because I have said I am separated and have two small children? I am not happy about all this as this is the best account on offer at the moment but is there anything I can do before I go for a worse deal somewhere else? Thanks for any useful advice. X
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Comments
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Have you moved recently? Are you on the Electoral Roll? Have you checked your credit rating?0
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Yes, I am on Electoral Roll and have not moved. Credit rating is good, I have checked...0
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Have you checked all three of your credit files to make sure there's nothing unexpected on them?What will your verse be?
R.I.P Robin Williams.0 -
Are your credit details in any way still linked to your ex?0
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Don't take it personally, I'm in the same boat and am mystified why.
I regularly open accounts with other institutions and have never encountered problems - as I would expect given my circumstances.0 -
I also have been rejected. I already have a joint ac with oh but I think it was because I dont earn £1000 a month even though I can easily pay that it with all my other investments. Try nationwide flexdirect and lloyds vantage. Nationwide pays 5per cent on balances up to 2,500 and lloyds vantage 3 per cent on balance over £3000 up to £5000. You can have one nw and 3 lloyds account. I didn't have a problem with any of these and did my opening up over the phone.0
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There are better accounts out there anyway. Think of it as a lucky escape0
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How many other bank accounts do you hold?0
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MoneySaverLog wrote: »There are better accounts out there anyway. Think of it as a lucky escape
Are there really? Can you let me have the name the accounts which beat 3% interest on £20,000 savings please?0 -
MoneySaverLog wrote: »There are better accounts out there anyway. Think of it as a lucky escape
Not for interest and cashback. None that I've seen anyway!What will your verse be?
R.I.P Robin Williams.0
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