How will tax credits ask to be paid back past the £3k limit?

Horseunderwater

With an overpayment situation you have to wait for the payment slip letter to arrive usually as that has the correct department phone number on it to contact. This is different to the normal one BTW.
Once you have that you ring them up and can set up a direct debit to clear the debt over a set period of time. Normally 12 months but they may be prepared to let you have longer. Only you can set this up and if you ask them nicely they often comply. This is the way with TC's no longer in payment.

fat-pudding

Horseunderwater wrote: »

With an overpayment situation you have to wait for the payment slip letter to arrive usually as that has the correct department phone number on it to contact. This is different to the normal one BTW.

Excellent, thank you for that information. So I'm just waiting for that slip so I can call them and discuss options! I just wanted to know if they'd just ask for a big lump back in one go or if they'd let me spread the payments, hopefully over a bit more than 12 months so I'll ask *very* nicely.

nearlyrich

Did you not set aside the bonus to cover the repayment?

fat-pudding

UnderPressure wrote: »

I do apologise if my post antagonised you in some way, I was not accusing you of anything however I can see how it may have come across that way, I was more implying that as you have so far not heard anything from them there "may" be an investigation happening or due to happen, £3700 is a big over payment I find it hard to believe they will just say "oh well, sh*t happens"

Of course it antagonised me, it was an antagonistic post as it suggesting I should be scared as they were taking their time and might be investigating me. I would *never* act fraudulently and there is no reason to be scared of an agency like this when you have documentation to prove your story. I'd quite happily go to court today with what I have and if that did happen I'd sue for compensation after as they would lose.

Just please on these forums don't *ever* suggest that people should be scared of investigations, especially if there is no suggestion they have done *anything* wrong.

I say this as my partner suffers from anxiety and she ended up in a real state once and nearly had a breakdown when the DWP accused her of fraud with a letter we received on a Saturday morning. Within 30 minutes on the phone on the Monday I had a regional DWP manager apologising to me and pleading with me to not make a complaint as they had acted so poorly. We still made the complaint and got compensation from them for this. I was not concerned with their threats and had lots of documentary evidence of what had happened as I keep ring bound copies of *everything* to do with employment, pay, tax and benefits including notes of who I spoke to and when and what was said and I suggest everyone else does too.

antonic

You should get a call from one of the Tax Credit Overpayment Teams and they will discuss and agree with you a repayment plan - I`m not sure how long they will let you repay over.

HMRC like people to repay by DD, because that way the payments get made automatically (unless you cancel it !), you will be asked to provide your bank details during the phonecall and they will set the DD up for you , and you will be sent written confirmation of the agreed dates & amounts of payment.

Hope this helps.

[Deleted User]

UnderPressure wrote: »

You see that is where it is all wrong, your priority should be paying back this over payment then after that your unsecured debts, from a moral point of view more than anything I am sure you would have had something to say if HMRC had said something similar to you when you applied for tax credits.

I also find you attitude to a £3700 over payment that is totally your fault quite blazay, if I am being totally honest, why did you not telephone them at the time of your promotion and inform them of you pay rise?

I would not be so quick to think that this will all pan out the way you are thinking, if I was you I would be worried sick now until they had decided what they were going to do with me for all you know there may well be an investigation team looking at this deciding if you have committed fraud or not, don't mean to worry you but this is quite serious and your priority should be to HMRC.

Smile and worry no more

A foolish post!

Dovah_diva

UnderPressure wrote: »

I also find you attitude to a £3700 over payment that is totally your fault quite blazay

Blase - (stupid forum doesn't like the accent over the e so I've had to remove it). I know it is considered bad form to correct spelling but that is horrific.