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Sammr85's DFW Diary

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Comments

  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Congrats on getting uniform sorted - I want to get on with this soon so I don't leave it until last minute!

    Well done on your flowers bargains! I have spent £37.50 in two days on flowers from the florist to say thank you to my babysitters! :eek:

    Sounds like you are in control of the finances :D

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • sammr85
    sammr85 Posts: 740 Forumite
    Part of the Furniture Combo Breaker
    Oh dear, forgot about my poor new diary!!

    Well yesterday was very MSE. A NSD and we had lunch at a friends again.

    The opticians was ok on Wednesday. DD2 did need new glasses as her prescription is improving :j so that will cost me £15 next week due to her lens needing to be thinned. Also booked an appointment for DH on Saturday so we will have to pay for that..........

    Today will be a spend day as I need to buy milk and I planned on going to a different Mr T's to buy uniform but I might have to scrap that idea as DD1's Dad has decided he wants her later this evening rather than this morning which I planned for :mad: DH is also going out this evening so he will need £20. I currently have this in my purse as cash so I might just give it to him.

    I have just PADded £7.84 to my CC today and I have PADded £22.95 in total this week to it which is good progress I think seeing as we're trying to save at the same time. Not that that is going well.........

    I have exactly £80 available in my account and £25 in my purse. £20 to hubby tonight, £5 in a card for DD2 to take to a party tomorrow. DH will have to pay for his eye test tomorrow, although I expect he will need new glasses so maybe he can pay next week after he's been paid. He also wants a hair cut which will be £10. And today I will be buying milk and bread rolls for tonights dinner of burgers and wedges. Hopefully Sunday night I will have some money left to put in my savings account!!!
    Total Debt at LBM - £19107.03
    Total now - £11091.22
  • sammr85
    sammr85 Posts: 740 Forumite
    Part of the Furniture Combo Breaker
    So DH has just let me know that it is D-Day for his car on Wednesday. Our mechanic is going to look over it and give us a "pre-mot" (for free) to let us know if it looks like it will fail and how much it would cost to keep it on the road another year. This should give us a good overview on the next few months saving/debt clearing plan
    Total Debt at LBM - £19107.03
    Total now - £11091.22
  • sammr85
    sammr85 Posts: 740 Forumite
    Part of the Furniture Combo Breaker
    YAY YAY YAY :dance::j:j:j:j

    Just got a lovely letter from the postie to say that my claim for PPI has been upheld and I will be receiving a cheque for £433.71 for a loan that was; Only £1500. Taken out Sept 2004 and paid back in Nov 2005

    I am very happy! ( As you might tell!)
    Total Debt at LBM - £19107.03
    Total now - £11091.22
  • :j:j:jYay:j:j:j great news on the PPI. Should cover the car, mot and tax :T:T:T

    Keep fighting the good fight
    Only the Mortgage to go!!!
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hi Sammr

    That is fantastic news!!! I am so pleased for you! :j:j:j:j

    The best postie visit ever! :beer:

    I hope that makes a nice difference to your current situation

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Wooo Hooo!! :beer:

    Great news on the PPI Claim!! That is great!! I'll cross my fingers that it doesn't all get eaten up by the MOT and you can use some of it for debt busting!!

    Happy Friday!!
    Mrs S x
    1st Jan 2014 £20,600 / 1st Jan 2015 £15,572.90
    **Feeling Hopeful that 2015 will be our Debt Free Year**
  • sammr85
    sammr85 Posts: 740 Forumite
    Part of the Furniture Combo Breaker
    Well, what a weekend!!

    My PPI money is gone before I've even received it. DH had his appointment at the opticians on Saturday and he needed new glasses and sunglasses which has set us back £550!!! TBF he hasn't had new glasses for over 5 years. Let's hope these last as long! He also left a deposit, which was unnecessary and left us with NO money at all. So yesterday was a NSD even though we were low/without on a few basics so I am just getting ready to go to Mrs S (Sains* seems like a Mrs rather than Mr to me :p )

    Once we get the car fund started, I must start up some savings envelopes, one being for DH's glasses!

    Right, being pestered to go out by DD2 will update later and hopefully be able to PAD!
    Total Debt at LBM - £19107.03
    Total now - £11091.22
  • sammr85
    sammr85 Posts: 740 Forumite
    Part of the Furniture Combo Breaker
    So, been to Mrs S. Spent £39 which should be enough for dinners until Friday. Also brought us tickets for the cinema for tomorrow. Just £4 for the 4 of us and I've already brought our snacks which were under £5 so I think that's a rather MSE trip out for the kiddies.

    My PPI has been paid directly into my account today so I no longer have to worry about waiting for it to arrive for DH to pay for his glasses as he should be paid as well before his glasses arrive.
    Total Debt at LBM - £19107.03
    Total now - £11091.22
  • Thats such a shame about the PPI - its typical isn't it! Just when you think you will have a bit of spare cash, something else comes along and grabs it out your hand!

    Enjoy your trip to the cinema,
    Mrs S x
    1st Jan 2014 £20,600 / 1st Jan 2015 £15,572.90
    **Feeling Hopeful that 2015 will be our Debt Free Year**
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