We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Sammr85's DFW Diary

124678

Comments

  • sammr85
    sammr85 Posts: 740 Forumite
    Part of the Furniture Combo Breaker
    Cinema was fun. DS was a bit "screamy" so I didn't enjoy it so much but both DD's did.

    Did a very un-MSE thing though. I took us all to "golden arches" for lunch as we were out with friends :o

    Not planning on spending much money entertaining the kids for the next couple of weeks now. Need to be using our annual pass to CWP more, so the most it should cost me apart from diesel is a trip on the train and an ice-cream each (all under £10) and I won't be doing that every time!!

    I have managed to PAD £2.44 to my CC this afternoon though, which makes me feel better!
    Total Debt at LBM - £19107.03
    Total now - £11091.22
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker

    Hi Sammr

    That's a shame about the ppi being spent. The positive way to look at it is that it would have been awful if the glasses cost came in and you didn't have the ppi money!

    Sounds like you have planned some good low cost things for the kids.

    Well done on your PAD

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • sammr85
    sammr85 Posts: 740 Forumite
    Part of the Furniture Combo Breaker
    Well tonight was D-Day for DH's car. BUD is well and truly dead! Rust everywhere, some sort of seal is missing which would cost over £1000 to fix, and something is wrong with the front which means its not attached to anything :eek:
    So, we need to be saving like crazy people from now on. No more PADding to the CC. Instead it will be to my savings account. Also going to be selling things like crazy on FB to avoid sellers fees :money:

    I was hoping to not have to work on my business over the school holidays but I think I might have to be working on more promoting and hoping for more sales to help :(

    Right time for bed. Tomorrow is DH's pay day so I can put aside all the money for his glasses when they come in and get the rent & council tax paid. I don't think he has many DD coming out this fortnight so hopefully I can put quite a bit into his savings account............
    Total Debt at LBM - £19107.03
    Total now - £11091.22
  • Woah how much on glasses! Why are they costing that much you poor thing? Glad the ppi money has helped and I hope your savings go well.

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
  • sammr85
    sammr85 Posts: 740 Forumite
    Part of the Furniture Combo Breaker
    It never just rains does it! DS has broken the screen on my phone in another one of his angry, increasingly frequent, meltdowns. I'm so upset I could cry. I have nothing that's just mine in this house especially when it comes to gadgets. He broke my last phone like this too. More money down the drain :-(
    Total Debt at LBM - £19107.03
    Total now - £11091.22
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Oh Sammr :(

    I am so sorry to hear you have had a tough week.

    I really hope things are on the up now.

    Thinking of you x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • sammr85 wrote: »
    Also going to be selling things like crazy on FB to avoid sellers fees :money:

    I've been doing the same! Heading to a local carboot sale tomorrow (weather permitting) and hoping to shift most of it there!

    I hope you manage to get the phone fixed cheaply, thats a shame it got broken :(

    Is there a local market where you might find someone who can fix it? I think there is someone in our City who does repairs.

    Good Luck - and keep your chin up, these things are sent to try us!

    Mrs S x
    1st Jan 2014 £20,600 / 1st Jan 2015 £15,572.90
    **Feeling Hopeful that 2015 will be our Debt Free Year**
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Hi Sammr,

    Bit quiet on here - I hope you are okay and continuing the good fight

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Hi Sammr, just catching up with everyones diaries, hope you are doing okay!

    Did you manage to get your phone screen fixed? Hopefully it hasn't set you back too much.

    Mrs S x
    1st Jan 2014 £20,600 / 1st Jan 2015 £15,572.90
    **Feeling Hopeful that 2015 will be our Debt Free Year**
  • sammr85
    sammr85 Posts: 740 Forumite
    Part of the Furniture Combo Breaker
    Morning Mrs S and OF :hello:

    Well, it's been an interesting 10 days.

    I have spent most of the last week playing Monopoly with DD2 (and DD1 when she came home from her Dads) DH found his S!mpsons version at his Dad's so brought it home and now DD2 is obsessed. Never too young to learn money skills :money:. All this Monopoly playing means I've been rather good on the spending front as we hardly went out!! I have had to buy some business supplies this week though which is where quite a bit of last weeks money has gone but this is all necessary to eventually make money in the run up to Christmas. On this front, I also opened up my own Etsy store which will hopefully build my business = more money :money:

    In these past 10 days, I have discovered A!di!! OMG, why has it taken me so long to shop there. I am converted. I will still have to go to Mrs S as they don't do DS's nappies or whole wheat pasta and rice but the majority of our shopping will now be there.

    Also managed to get some more uniform for the girls. (DS is finished) I had a £50 M&$ voucher we were gifted so spent £30 on trousers in there for them and then £20 in Mr A so now I just have to get them both shoes.

    Managed to get my savings account up to £52 just from rounding down my bank account and a Quidco payment also went to that.

    On the bad news front, I got a flat tyre last week :( (due to a screw!) DH took it to the tyre place yesterday and thankfully they agreed that it could be repaired which was £24.50 rather than the £100+ it would of been for a new tyre. Also went to Mrs S yesterday so that was the rest of the money from the week gone which I was hoping would go in the savings account.

    Still not managed to get my phone fixed as I have been quoted £140 :eek: so as it still works, I will be keeping my cracked screen until we fall into a pit of money:rotfl:

    MSE day today. Just a visit to the library and I believe DD1 is back off to her Dad's for 4 days. Back just in time for my Birthday :D
    Total Debt at LBM - £19107.03
    Total now - £11091.22
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.