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My mortgage adventure

mp29
mp29 Posts: 24 Forumite
in House buying, renting & selling
Hello! i've been lurking for a while now, thought i should get writing!

I'm 21 and currently buying my first flat with a mortgage from Nationwide. Four weeks on, i've had the offer accepted, applied for the mortgage and received my written mortgage offer. All going well so far!

I'm on holiday next week (the last one for a while before 35 years of debt!) and then after that dates should be finalised and should be moved in within a month or so, all very exciting.

I've done it through Nationwide's Save to Buy scheme which, so far, has been brilliant.
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Comments

  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Have a nice holiday.
  • mp29
    mp29 Posts: 24 Forumite
    G_M wrote: »
    Have a nice holiday.

    Thanks! It's been a long time coming (booked it last August) so it should be great, although the temptation to get a Murano glass vase for the new flat might prove too tempting.....
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    icon1.gifMy mortgage adventure....

    Damn close to an oxymoron there, but it probably depends on your concept of adventure.

    Don't forget to pack the Diocalm. ;)
  • Dan-Dan
    Dan-Dan Posts: 5,279 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mp29 wrote: »
    Hello! i've been lurking for a while now, thought i should get writing!

    I'm 21 and currently buying my first flat with a mortgage from Nationwide. Four weeks on, i've had the offer accepted, applied for the mortgage and received my written mortgage offer. All going well so far!

    I'm on holiday next week (the last one for a while before 35 years of debt!) and then after that dates should be finalised and should be moved in within a month or so, all very exciting.

    I've done it through Nationwide's Save to Buy scheme which, so far, has been brilliant.


    Does this adventure come in installments ?
    Never, under any circumstances, take a sleeping pill and a laxative on the same night.
  • mp29
    mp29 Posts: 24 Forumite
    Dan-Dan wrote: »
    Does this adventure come in installments ?

    About 400-odd installments of fun! It's all been very calm so far, time will tell as to whether it stays calm or not! I've spent the past year buying lovely overpriced appliances, mirrors and Dysons to keep me going for a while! I could have had a £12 Tesco toaster, but I might have bought an £80 dualit beauty instead...
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sainsburys have a stainless steel 800watt microwave on offer at £40 and it is a WHICH best buy :-)
  • mp29
    mp29 Posts: 24 Forumite
    dimbo61 wrote: »
    Sainsburys have a stainless steel 800watt microwave on offer at £40 and it is a WHICH best buy :-)

    I already bought a Microwave, a Kenwood somethingorother for £55 from Currys. It looked nice...

    Bought some goodies from Ikea today too!
  • Tancred
    Tancred Posts: 1,424 Forumite
    mp29 wrote: »
    Hello! i've been lurking for a while now, thought i should get writing!

    I'm 21 and currently buying my first flat with a mortgage from Nationwide. Four weeks on, i've had the offer accepted, applied for the mortgage and received my written mortgage offer. All going well so far!

    I'm on holiday next week (the last one for a while before 35 years of debt!) and then after that dates should be finalised and should be moved in within a month or so, all very exciting.

    I've done it through Nationwide's Save to Buy scheme which, so far, has been brilliant.

    You're 21 - your whole adult life is in front of you. Don't look at a mortgage as a debt, look at it as a type of rent that eventually stops.
    Debt is necessary - without debt you can't live. Accept it, live it, breathe it.
  • mp29
    mp29 Posts: 24 Forumite
    I don't see it as a debt, it just technically is! It's all just very exciting
  • mp29
    mp29 Posts: 24 Forumite
    Exchanged today, completing next Wed/Thurs!
This discussion has been closed.
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