Involved in RTC - Report to Police?

powerful_Rogue

Thanks for your replies everyone.

No witness details. By the time I got up from under my bike, all the traffic had just driven off. Also no CCTV available in the area.

Not expecting the police to investigate it, however am fully aware that you are supposed to report injury RTC's. Insurance company never pushed or mentioned this and as its over 24hrs ok, was wondering whether it was still worth doing.

Did drive past their house, no car outside though. Will try phoning/driving past again later.

I believe the insurance company have obtained insurance details of the vehicle reg they gave me which shows an address 80 miles away with no-one by the name of the driver.

Strider590

smashingyour... wrote: »

Is that what it's like in your house?

Why? Looking for advice?

Cornucopia

Definitely report it to the Police, and they will take an interest in the provision of false details - irrelevant as to whether it is deliberate or not, that is for the Police to establish.

DUTR

powerful_Rogue wrote: »

Thanks for your replies everyone.

No witness details. By the time I got up from under my bike, all the traffic had just driven off. Also no CCTV available in the area.

Not expecting the police to investigate it, however am fully aware that you are supposed to report injury RTC's. Insurance company never pushed or mentioned this and as its over 24hrs ok, was wondering whether it was still worth doing.

Did drive past their house, no car outside though. Will try phoning/driving past again later.

I believe the insurance company have obtained insurance details of the vehicle reg they gave me which shows an address 80 miles away with no-one by the name of the driver.

Pity you didn't get photos at the time, similar happened to me , the guys mobile number was correct, as he was faffing about , I reported it to the police (you will have to do a producer) , a week and a bit later a letter had arrived from his insurers accepting liability (his name had changed :eek:) but everything was sorted after that :cool:

Joe_Horner

smashingyour... wrote: »

False details?

Move like someone wrote the wrong number down in error.

Who gives false details and a correct phone number?

From OP:

They gave their insurance company and policy number and said to do it that way.

Contacted my insurance last night and reported eveything. Received a call back this morning that the policy number they gave me is incorrect. Also the vehicle reg they wrote down, the policy goes down to an address 80 miles away and the driver is not shown as being on the policy.

Just the wrong reg, maybe. But also wrong policy number?

As for the police not being interested, the approach to them is that you suspect the person was uninsured because of the false details they gave. That's nothing to do with liability, it's to do with a suspected uninsured driver.

InsideInsurance

powerful_Rogue wrote: »

I believe the insurance company have obtained insurance details of the vehicle reg they gave me which shows an address 80 miles away with no-one by the name of the driver.

Unless they are insured by the same company then MID only shows the insurer and the policy number. They would have no idea where the policyholder lived nor who was named on the policy.

If they then called the other insurer then obviously data protection kicks in and you may well say that the address is wrong and there is no one named on the policy as per the driver but you wouldnt get the 80 miles away type of answer.

Of cause it may well be the right vehicle and it is the owners friend etc driving the car under the DoC cover of their own policy.

Sonny_Bill

Always always photograph the car in question and the registration, don't let them take care of it. There's dodgy people in this world...

But good luck

fivetide

Have you tried the MID to see if they are insured OP? That might explain it.

I'm sure everyone on this board carries their policy number around. I don't. I could tell you who I'm insured with but not a policy number. Seems a strange thing to have to hand if you know what i mean. It's valid, just not for them...

InsideInsurance

fivetide wrote: »

I could tell you who I'm insured with but not a policy number

A lot of people wouldnt even know who they are insured with - based on posts here and on the Insurance forum, a lot of people dont know who is an insurer or who is a broker etc

fivetide

InsideInsurance wrote: »

A lot of people wouldnt even know who they are insured with - based on posts here and on the Insurance forum, a lot of people dont know who is an insurer or who is a broker etc

Exactly.

If someone just happened to have policy details with them unless it looked like a certificate, it would actually make them more suspicious than if they said "I'm insured with Tesco" or something.

Even if they had a certificate, I'd be tempted to call them up at the roadside and make sure the policy was in force and they hadn't just printed the form off then cancelled the direct debit.