Anyone want to join me? Awaiting Mortgage decision...

Newbiejono

Hi all.. Here we go!

02/02 - AIP with Nationwide (Hard and Soft Credit Checks)
02/02 - Full app Gone in

Not sure what will happen next!

giorgio992

16/1 DIP through broker with Tesco Bank referred.
17/1 DIP approved
19/1 Offer accepted
26/1 Full application submitted - 3 months bank statements and payslip requested.
27/1 call from countrywide to book valuation. Valuation booked for 7/2.

SharkBite

Aaaand I'm off...

31/01 Offer made on property
02/02 Offer Accepted
05/02 DIP with Natwest made & approved (via broker)
05/02 Full application submitted (via broker)

Squeaky bum time...

Newbiejono

Good luck Max

Nicola83

We received confirmation of our mortgage offer today!!
Hoping to exchange on our new build this week and complete 2 weeks on Friday. :j:j

19Jessie78

Anyone know the Santander timelines? We did a full application on 26/01 but haven!!!8217;t heard anything apart from a phone call on 29/01 asking about payments to dependent child....Phoned again last week and the MA said he was going to give them a nudge, phoned again today and told them it was a matter of urgency and still no reply! We!!!8217;re in the middle of a chain and our buyer is going away tomorrow so wanted an exchange date before they went and we don!!!8217;t want to pay for searches on the property we!!!8217;re buying in case something goes wrong with mortgage app....I!!!8217;m not a very patient person at best of times but I would have thought we would have heard something either way 2 weeks down the line.

Mermaid89

Just a quick update. Valuation booked for Monday 12th. So excited..and nervous!

michbright

Tentatively posting...

Timeline is a long one...

10/17 Saw house we like, put offer in, accepted.
10/17 Spoke to mortgage advisor and told to wait 6 months until DH has been in current employment 6 months (started in 07/17)
10/17 Everyone in chain agreed to wait :j
11/17 Pay off credit cards in preparation of mortgage application
05/01/18 Apply for DIP
08/01/18 Mortgage advisor goes on paternity leave so everything on hold again :rotfl:
22/01/18 DIP approved
26/01/18 Full application put in
29/01/18 Mortgage co asks or more info
06/02/18 Still waiting for decision.

Hopefully we should hear soon either way....

We've been waiting so long for this, I just want to get an answer so we can get on with our lives!

zoedmc

michbright wrote: »

Tentatively posting...

Timeline is a long one...

10/17 Saw house we like, put offer in, accepted.
10/17 Spoke to mortgage advisor and told to wait 6 months until DH has been in current employment 6 months (started in 07/17)
10/17 Everyone in chain agreed to wait :j
11/17 Pay off credit cards in preparation of mortgage application
05/01/18 Apply for DIP
08/01/18 Mortgage advisor goes on paternity leave so everything on hold again :rotfl:
22/01/18 DIP approved
26/01/18 Full application put in
29/01/18 Mortgage co asks or more info
06/02/18 Still waiting for decision.

Hopefully we should hear soon either way....

We've been waiting so long for this, I just want to get an answer so we can get on with our lives!

I am also currently going through the Santander mortgage process. My time line so far is as follows:

24/01/18 MIP applied online instant decision
30/01/18 Full app submitted online
01/02/18 Phone appointment (1 1/2 hrs) application pack sent out same day
03/02/18 sent to underwriters
03/02/18 accepted pending valuation

The valuation is booked in for tomorrow 07/02/18

zoedmc

Anyone know the Santander timelines? We did a full application on 26/01 but haven!!!8217;t heard anything apart from a phone call on 29/01 asking about payments to dependent child....Phoned again last week and the MA said he was going to give them a nudge, phoned again today and told them it was a matter of urgency and still no reply! We!!!8217;re in the middle of a chain and our buyer is going away tomorrow so wanted an exchange date before they went and we don!!!8217;t want to pay for searches on the property we!!!8217;re buying in case something goes wrong with mortgage app....I!!!8217;m not a very patient person at best of times but I would have thought we would have heard something either way 2 weeks down the line

I am also currently going through the Santander mortgage process. My time line so far is as follows:

24/01/18 MIP applied online instant decision
30/01/18 Full app submitted online
01/02/18 Phone appointment (1 1/2 hrs) application pack sent out same day
03/02/18 sent to underwriters
03/02/18 accepted pending valuation

The valuation is booked in today 07/02/18