Anyone want to join me? Awaiting Mortgage decision...

damianmcr

On the 9th our Mortgage Advisor told us everything was good subject to survey. That's taken place and the mortgage offer was posted today. Hope it comes tomorrow. I'll be stalking the postman.

herbalizer

We started our application process with Nationwide via our broker on the 5th June. They have asked for loads of extra documents form me. i presume because i have a fixed term contract which is renewed on a yearly basis. i work for a Welsh Government funded employment project and thats the way this type of work is.

hopeful of hearing next week, everything they have asked for I have provided the same day, i think they are just being cautious as my salary is the main income on the house. We're supposed to be meeting the sales agent from the estate on Tuesday to choose our colour schemes etc. It's hard to get excited about stuff when we are still awaiting a decision.

frogandcount

feel like time is dragging applied for a mortgage with leeds building society via broker. but it feels like every time we get good news that things have progressed we get bad news that something else needs sorting.

carguy143

Well my advisor called today saying that NatWest issued a mortgage offer last Thursday. Now I just need to wait for it to arrive!

charliewocka

Still waiting for our let to buy appeal. We submitted the appeal last Tuesday and have been told 7 days so hoping we hear back tomorrow. I am not concentrating on anything at all today just waiting for something to appear in my inbox. I'm on edge! Doesn't help that Mr FW is currently en route to the US so I'm waiting this out on my own!

superfast808

Not quite awaiting the decision yet, but thought I'd join in.

Buying parents house - concessionary purchase. They previously pulled out but this time its all go.

Time line so far -

31/05/15 - Decided to purchase parent's house on a concessionary basis.
03/06 - Approached Broker for information on how this works.
04/06 - Made offer of 75k to my parents for their house. They agreed to drop 10% as a concession. So require concessionary mortgage. Accepted.
04/06 - Visited advisor to go through affordability and so on. Advised she was going on holiday so no progress until 17/06
17/06 - Advisor calls to tell me I have a AIP with Abbey (Santander)
24/06 - AIP to go to FMA. Nervous as anything about this. Advisor assures me not to worry as I should have a good case based on affordability.

mrstick

Sparkle15 wrote: »

I am very stressed at the moment waiting for our mortgage decision.

Natwest made a mistake with our application and on Wed they said it has been escalated to the managers and will be given high priority due to it being there fault. I rang to ask about progress as it was meant to be high priority only to be told we should have an answer by close of business Monday. That seems to me the normal timescale of any application so feel very frustrated. One plus side is everyone has been really nice on the customer helpline.

Glad it's not just us that NatWest have been messing around for the last couple of weeks!


Ours finally went through to the offers team and they are expecting to send out our offer by close of business tomorrow...


Now if Santander can just pull their fingers out and sort of purchase mortgage...

roje

Full app going in tomorrow with Natwest. Various complications with case. Broker doing a lot of hand holding and being patient with my neverending questions (probably has my picture on a dartboard).

Sparkle15

mrstick wrote: »

Glad it's not just us that NatWest have been messing around for the last couple of weeks!


Ours finally went through to the offers team and they are expecting to send out our offer by close of business tomorrow...


Now if Santander can just pull their fingers out and sort of purchase mortgage...

We just heard yesterday from Natwest, mortgage approved pending outcome of valuation. Cannot wait to get this valuation over and done with, dont think i could stand losing this house after losing the last due to valuation / survey.

This house really is our dream house and we actually still dont believe it could be ours, so scared of losing it. Such a stressful time.

Glad you got there in the end with Natwest and hope Santander is sorted too soon.

Sparkle15

roje wrote: »

Full app going in tomorrow with Natwest. Various complications with case. Broker doing a lot of hand holding and being patient with my neverending questions (probably has my picture on a dartboard).

Good luck with your application, we have been the same with out never ending questions. Keep us informed

Good luck superfast808, hope you hear soon.