Help with getting car insured?

SamSung

Hi all.

I got my first car in UK and its incredible how expensive the insurance is?
I have got EU license in October 2005, and this year January i swapped for UK ones. No points, no accidents.
Now i want to insure my car and i cant belive i get cheapest quote £1500+ ? The car cost half that ?
Its a 2001 VW passat 1.9TDI.

Can i somehow use the no claims that i have from abroad? (EU country). As i have ringed couple and they have sayd NO.
And so i put my no claims 0 and i think thats one of the reasons i get high premium?

Been living here over 3 years. I can manage about £1000 or less a year, but with £1500+ i have to sell the car.

Any good Advice please?

And the two 1500+ are to have some box installed, "normal" insurers start at £3000+

smashingyour...

As it's a £700 car have you tried increasing the excess?

worried_jim

Welcome to the UK. Price sounds about right- you have used all the comparison sites?

spacey2012

What you have to remember is Britain is in the EU when it suits government and not when it suits us.

SamSung

So far only moneysupermarket. Will have a go at other in the morning.
Will try raising excess.

In Estonia i payd for years insuranse (yes third party only) but still just about 100€.

vaio

is this because you only appear to have had a licence since jan?

if it is then try getting quotes based on a uk licence held since 2005, pick the cheapest and ring to see if they will give cover once they know its mostly been EU. Broker might be worth trying too

OddballJamie

Try Tesco car insurance with the Clubcard discount (not the comparison site, just Tesco). I recently got a fresh quote with them and they ask where your no claims was earned, UK or EU.

Foxy-Stoat_3

You dont say how old you are and if your in a high risk area, so no way of knowing if £1500 is overly expensive or not.

If you had full NCD then your premium will be around £525, which is still a little high for the type of car you have....so length of UK license would a big factor.

I guess your'll have to suck it up for a year or two.

SamSung

I am 27 If id get 525 or even 600 per year id be happy bunny :j

Foxy-Stoat_3

Well once you get 1 years NCD then your premium should drop at least 30%. As said, go to a broker and see what they can get for you, say you have been quoted £1200 though

OddballJamie

SamSung wrote: »

I am 27 If id get 525 or even 600 per year id be happy bunny :j

Did you try Tescos that I mentioned earlier?
http://www.tescobank.com/insurance/carins/index.html