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Large finance deal agreed and then subsequently refused!!!!

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  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MRP maybe, but you can get at least 15% off a big Ford/Vauxhall without even breaking a sweat, I doubt you can do the same for the German brands.

    That's also the problem when car mags publish depreciation percentages, they are always based on MRP.

    Likewise you should be able to get approx 10% off common or garden Mercs or BMWs.

    Take into account a 'complimentary spec upgrade' or a 'manufacturers finance contribution' and you're at 15% no probs.

    My wifes car was £35K list, and she got it for £29,500 after the complimentary upgrade, discount and manufacturers finance contribution were taking into account. Thats 16% off list.
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    MRP maybe, but you can get at least 15% off a big Ford/Vauxhall without even breaking a sweat, I doubt you can do the same for the German brands.
    He was taking about a 40k merc not many Fords or vauxhalls are 37k.

    Both these quotes are excellent examples of how the big german manufacturers are masters of perception.

    A merc or BMW neednt cost you much more (if anything more) than a mainstream brand.
  • OddballJamie
    OddballJamie Posts: 2,660 Forumite
    1,000 Posts Combo Breaker
    edited 18 July 2013 at 12:54PM
    Gotta Top Trumps you there, I got 41% off a new Vauxhall and didn't even have to take out their finance.

    Btw I do agree with you that certain more expensive cars can work out cheaper due to depreciation than an everyday Vauxhall/Ford. But a small city car (aygo/107/C1) will depreciate less than a big engined model and a sought after popular car like an A1 will depreciate less than that.
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Gotta Top Trumps you there, I got 41% off a new Vauxhall and didn't even have to take out their finance.

    Btw I do agree with you that certain more expensive cars can work out cheaper due to depreciation than an everyday Vauxhall/Ford. But a small city car (aygo/107/C1) will depreciate less than a big engined model and a sought after popular car like an A1 will depreciate less than that.

    Good job on the Vauxhall! :beer:

    Yup. Not all Vauxhalls incur a 41% discount and not all BMWs / Mercs can be got at a decent price.

    Its about working out whats best for you as an individual.
  • anotherbaldrick
    anotherbaldrick Posts: 2,335 Forumite
    motorguy wrote: »

    Seems to be contract hire for business.
    You scullion! You rampallian! You fustilarian! I’ll tickle your catastrophe (Henry IV part 2)
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Seems to be contract hire for business.

    Oops. Its not letting me link directly to the sub page.

    You need to click on 0% personal offer up in the top RHS.
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