Bump one day after MOT ran out!

OddballJamie

stormbreaker wrote: »

Take comfort in the fact no one was hurt. As much as an MOT is valid for a year, the checks done are actually only valid for that day as it is purely a safety check.
It is helpful to know that you can have your MOT done a month in advance. If it passes the MOT issued is valid for the 13 months. If it fails, in theory, you have a month to get the defects rectified, again bearing in mind an MOT is to check that your car is safe to drive.

Technically you still have an MOT but you cannot legally drive a defective car. If it fails an early MOT on a safety issue then you must get it repaired before normal use continues.

shaun_from_Africa

OddballJamie wrote: »

Technically you still have an MOT but you cannot legally drive a defective car. If it fails an early MOT on a safety issue then you must get it repaired before normal use continues.

You can quite legally drive a defective car. What you can't do is to drive an unroadworthy car.

There are many things a car could fail an MOT for which would not make it illegal to drive (things such as emissions, power steering fluid level too low etc)

OddballJamie

shaun_from_Africa wrote: »

You can quite legally drive a defective car. What you can't do is to drive an unroadworthy car.

There are many things a car could fail an MOT for which would not make it illegal to drive (things such as emissions, power steering fluid level too low etc)

You obviously skipped the bit about 'fails an early MOT on a safety issue'.
ie bald tyres, worn brakes, airbag malfunctions, even down to blown bulbs.

smashingyour...

shaun_from_Africa wrote: »

You can quite legally drive a defective car. What you can't do is to drive an unroadworthy car.

There are many things a car could fail an MOT for which would not make it illegal to drive (things such as emissions, power steering fluid level too low etc)

Try telling that to vosa next time you are stopped for emissions testing

Hintza

Quentin wrote: »

Don't accept liability.

How can you not accept liability when you drive into a stationary object.

Oh, that's right no one has any personal responsibility these days! Sorry I forgot it's always someone else's fault.

roddydogs

Silly question, but why leave an MOT till the last day when u have 1 months grace?

Strider590

1) Good on you for being honest about damaging the car.

2) Learn to reverse park, so that it doesn't happen again (someone hit my car by misjudging a space, nose first).

3) Get the MOT sorted ASAP and it should be fine.

You could try talking to the 3rd party and getting them to say it happened at a later (or earlier) date, if they think your insurance might try to avoid paying up, they'd be mad not to agree.

spacey2012

First thing you need is a new garage, any mechanic who lets you drive away knowing your MOT has expired is a first class idiot.
Most parts these days are off the shelf one hour delivery, probably not paid his bill at the supplier.

With the Accident, all you can do is fess up to the insurance and take the rap they decide.

Quentin

Strider590 wrote: »

.......You could try talking to the 3rd party and getting them to say it happened at a later (or earlier) date, if they think your insurance might try to avoid paying up, they'd be mad not to agree.

There is no question whatsoever that the insurer wouldn't pay this claim.

But definitely both parties risk everything by following this shocking (and illegal) "advice"

spacey2012

I know of one person who reversed in to a parked car with someone sitting in it.
Just a bumper scrape if that, they "sorted it out" without insurance.
Just over a year later and a huge compensation claim for whiplash landed on their mat.
They now can not afford insurance after they had it cancelled for "failure to disclose".
The claim was paid out, but they cancelled the policy outright and the quotes jumped from £350 a year to £2700 a year as they had had insurance cancelled and only specialist brokers would even quote them .

It is just not worth the risk.