Bank have cancelled my overdraft

BlueMonbee

shop-to-drop wrote: »

Have you been to the doctor? Doesn't sound good as I got the impression you are young and single.

I was recently told I have a pretty bad vitamin D deficiency and it will take up to a year to get better. I have a history of mental ilness and took several years off sick. I can't afford to push myself too hard. Plus I broke up with my boyfriend so i'm a bit lonely he moved out and I'm still getting the hang of my budget. pay all my bills on payday so I have some where to live gas electric bus fares for work etc. do a big asda shop buying the huge packs of stuff like toilet roll and washing powder as they work out cheaper. I really am trying. Its 6 months before my tv licence goes down. My cookers about to die. I have no carpets and my matress springs stick in my back at night.

The bank have just pushed me too far.

I can't afford to go anywhere to meet friends. I wanted to take a course but they are expensive.

Just spoke to stepchange they said they will organise for me to pay £80 per month. I can save a little for emergencies then.

Sorry it all just gets a bit too much sometimes. I'm on my own. Its so bad sometimes i got exited the other day because I could afford potatoes.

shop-to-drop

Have a look at your 'mind' website. I have just looked this up for my sister, they have lots to offer. Will help and support you and give you some extra activites and friends.

Out,_Vile_Jelly

Sounds like you are making really positive steps to sort your life out. Don't let the greedy bank bully you out of all the progress you've made.

Use one of the free debt charities and get the basic account sorted. The amounts you've quoted sound fairly small (in the context of some of the debts people have on here; £25k etc) so you should be debt free fairly quickly.

If you work in a charity shop you are presumably surrounded by volunteers, who are hopefully by nature of a caring bent. If you chat to them about your situation you may find they're able to help in small ways; invites to tea, vouchers they don't want etc. You can always pay them back in kind when you're back on your feed.