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Buying a house - access road to car park within property boundary

Hi all,

I'm after a little bit of advice - I've made an offer to buy a house and am in the process of going through all the paperwork.

One thing is to the back left of the property there are private garages and parking spaces belonging to us and 4-5 neighbours. The access road passes between my garage and the neighbours house. The road is neither named nor marked private and is about 10m long, not sure if that makes a difference.

Anyway my main concern is that on the plans for the house, the boundary for my property extends to the centre of that access road. Does this mean I would be liable for repairs? Can this sort of thing be covered under home insurance? It's only 3-4 years old so is in good condition but obviously I don't want any nasty surprises.

I'm still waiting for the estate management company to get back to me, because a further point to the new house is I'd be paying £180 a year for maintenance. Is it likely to include parking areas or just grass, trees etc?

Thanks in advance for any advice

Comments

  • ValHaller
    ValHaller Posts: 5,212 Forumite
    1,000 Posts Combo Breaker
    Your liability for repairs should be explicitly given on the deeds. Maintenance will not be covered by insurance.
    You might as well ask the Wizard of Oz to give you a big number as pay a Credit Referencing Agency for a so-called 'credit-score'
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    There are severalpossibilities. The only certainty is that house insurance will not cover this, anymore than it will cover routine ,aintenance of the roof.

    * estate management company may be liablefor maintenance out of the annual fee
    * other users with Rightof Way across the drive may be liable to contribute
    * you may be soley liable

    Only a close reading of the Register Title, and other related title documents will answer your question.

    I'm afraid I do not have copies of these.
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