The best Banks for intrest free overdrafts ?

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Just completed a Btec national diploma in ICT, gonna tak a year out but i wanna start playing the banks, which is the best banks to go with or high overdrafts with no intrest so i can start earning intrest by putting the money in personal high intrest or ISA accounts ?
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For example the co-op student account only lasts for 1yr although they will give you a £2000 overdraft wereas HSBC drops down in £500 increments each year from £1500. Although you can transfer bank accounts at any point need to think of how you mantain your account - if you want to swap.
Also - look out for the charges related to going over your overdraft either unauthorised or authorised as some accounts can have a nasty sting in their tail![img][/img]