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Living on next to nought - is that the key?

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  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    Smilie of the day.

    pillow-fight-smiley.gif?1292867652
  • beanielou
    beanielou Posts: 95,551 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Much cooler here & very wet.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    beanielou wrote: »
    Much cooler here & very wet.
    Very cold here too freez-in2-smiley.gif?1292867601 but no rain :)

    Just seen the J*hn Lewis Christmas ad and I seem to have something stuck in my eye now :o
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    h93AA4229

    Are you all out having fun without me? :(:eek::D
  • little_sweetie
    little_sweetie Posts: 948 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I'm here! And I'm in the mood for this.. :xmastree:but I haven't seen the John Lewis ad yet. I have, however, wrapped all my Christmas presents except 2 this afternoon ( I ran out of time) :D
    Sealed Pot Challenge #012
    SPC #5 £111 SPC #6 £175 SPC #7 £151 SPC#8 £78 SPC#9 £72.50 SPC #10 £23.50 SPC #11 £276.18
    SPC #12 £108.56 SPC 13 £127.89 SPC 14 £113.62
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    little_sweetie wrote: »
    I'm here! And I'm in the mood for this.. :xmastree:but I haven't seen the John Lewis ad yet. I have, however, wrapped all my Christmas presents except 2 this afternoon ( I ran out of time) :D
    Hello hi-there-smiley.gif?1292867616

    Make sure you have tissues ready for the ad :cool:

    Wrapped all your presents? I haven't even got any yet :rotfl:

    christmas-smiley-011.gif
  • beanielou
    beanielou Posts: 95,551 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Havent even thought about it yet :eek: :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    beanielou wrote: »
    Havent even thought about it yet :eek: :rotfl:
    Told my OH we'd have to go Christmas shopping at some point - he hasn't come out of his man shed since :rotfl::rotfl:
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    926a858892a1a54ac5638d96a14a0548.jpg
  • little_sweetie
    little_sweetie Posts: 948 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Upsidedown_Bear wrote: »
    Hello hi-there-smiley.gif?1292867616

    Make sure you have tissues ready for the ad :cool:

    Wrapped all your presents? I haven't even got any yet :rotfl:

    christmas-smiley-011.gif
    beanielou wrote: »
    Havent even thought about it yet :eek: :rotfl:

    I have been buying appropriate gifts since September as I like to be ready just in case we get snowed in :rotfl: Mind you, if we were snowed in nobody would get a gift until the thaw anyway! :D
    Sealed Pot Challenge #012
    SPC #5 £111 SPC #6 £175 SPC #7 £151 SPC#8 £78 SPC#9 £72.50 SPC #10 £23.50 SPC #11 £276.18
    SPC #12 £108.56 SPC 13 £127.89 SPC 14 £113.62
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