We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Living on next to nought - is that the key?
Comments
-
Here here -I would second (or third) that. Beanielou I think you're lovely x x x0
-
Thank you all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
-
Another vote for Beanie :T
MSE would be a less bright place if you weren't part of it
Hello Greying and all :wave:
Sometimes it's important to say to someone that they are very much appreciated and I am so glad you have all done this for Beanie - thank you
:D:D The first thing to do when you find yourself in a hole is to stop digging.
Lad
Pronunciation: /læd/
Forms:ME–15 ladde, 15–17 Sc. lawd, 16 ladd, ME– lad.
Etymology:Middle English ladde, of obscure origin
c. A stable-groom of any age; also, a female one.0 -
Good Morning :hello:
Hi, Hope everyone is well?
Well folks, I have had a smashing weekend, and no, I'm not writing that to be boastful, it's just I need to record - after recent events - when things go well
DP presented me with £20 'back of the wallet' money, to be spent enjoying ourselves, but with the proviso, 'when it's gone, it's gone'. We had a wonderful time and most importantly, this weekend, DP has laughed, giggled and joked - it's been a long time since I've heard that. It's priceless and I am entirely grateful.
We've kept to the meal planner, and I had a go at making an eggless apple cake.
Today's projected spends are low; TV guide, milk, bananas. That should be it for the month then
The bank is covering itself in glory (not), it has now come up with another criteria for us to meet. If they had issued proper instructions, it could of been done when identity docs were countersigned the other week. This means more delay, more inconvenience and further costs
Beginning to wonder whether they are competent ..........
Thanks for popping in, reading and leaving comments. It is appreciated.
See y'all later.
GreyingGrocery Spend May 2026 £158.59/£200
Grocery spend April 2026 £199.95/£200 +5pence
Non-food spend May 2026 £55.24/£80
Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends0 -
All good here Greying and really glad you had a great weekend

Wonder who'll be on your TV guide this week :think::D
And boo to the bank
Have a good day Greying and all
0 -
A little bird
tells me it's Beanie's birthday 
Happy Birthday Beanie! :bdaycake:0 -
Ta Upside Down Bear

GP~Bank wouldent be Santana~auful by any chance?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Whhhhheeeeeeeeeeeeeeeeeeeeeee
Greying careers in.....
A Birthday Beanie - WHOOP!
:j:j:j MANY HAPPY RETURNS OF THE DAY :j:j:j
I hope that you have had a lovely day and that the rest of the day is smashing. Hope you've treated yourself too
Unexpected visitors arriving soon..........
Will be back laaaattteeeerrrr....................
GreyingGrocery Spend May 2026 £158.59/£200
Grocery spend April 2026 £199.95/£200 +5pence
Non-food spend May 2026 £55.24/£80
Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends0 -
For Beanie

The first thing to do when you find yourself in a hole is to stop digging.
Lad
Pronunciation: /læd/
Forms:ME–15 ladde, 15–17 Sc. lawd, 16 ladd, ME– lad.
Etymology:Middle English ladde, of obscure origin
c. A stable-groom of any age; also, a female one.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards


