📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Living on next to nought - is that the key?

Options
1277278280282283401

Comments

  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    With regard to the handwriting, our class had a teacher (Harrington junior school, 3a, Miss Robinson, to be exact) who taught us copperplate 'joined up' writing and it stuck with me.
    A senior moment here as for the life of me l cant remember the word for joined up writing!

    It's cursive MrsI. The only reason I know is that DD's school has insisted they learn cursive writing from the start. No learning block letters then progressing to cursive. I personally think it's ridiculous and have told them so. They should be allowed to develop their own handwriting not all forced to write and form letters the same way. They can learn cursive as they get older, not when they can barely hold a pencil. Oops sorry for the rant :o

    How interesting re veggy/meat eating. I was a veggie for about 10 years while a teenager and I have since found that my stomach cannot tolerate a lot of meat. I eat very little meat and really dislike preparing raw meat so as a family we don't eat a lot of meat. DH would probably enjoy a bit more meat but the kids are happy with what they get. Interesting to see that veggie is better for the planet though.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • rtandon27
    rtandon27 Posts: 5,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    WOW - lovely exchange of ideas! - My head hurts from the thinking but my heart is singing with the fact that there are so many of us that really do think about these things! & try to implement them as much as possible!

    Pips - you are SUCH an instigator! - lovely to have you back in full form!:D

    GP - pulling a chair up at your (virtual) kitchen table is soooo good for the soul! (especially when you are cooking cheese:D)
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • rtandon27 wrote: »
    WOW - lovely exchange of ideas! - My head hurts from the thinking but my heart is singing with the fact that there are so many of us that really do think about these things! & try to implement them as much as possible!

    Pips - you are SUCH an instigator! - lovely to have you back in full form!:D

    GP - pulling a chair up at your (virtual) kitchen table is soooo good for the soul! (especially when you are cooking cheese:D)

    Absolutely! I waste so little food since finding GPs wonderful thread, you are responsible for a lot of saving in all kinds of ways!

    Meanwhile my time wasting is at an all time high! (Aka MSE research!) :o
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Absolutely! I waste so little food since finding GPs wonderful thread, you are responsible for a lot of saving in all kinds of ways!

    That is so true for me too, supersaver. I checked our yearly budget last night to make sure we are still on track. It is showing a small surplus !:D I have been nudged into researching cheaper alternatives for everything and our food budget is working too (because I'm more mindful of waste and make HM versions of things now). This thread is superb!

    GP so glad you are feeling brighter and fug-less. I have been keeping up with reading the thread but have been away for a few days with no reliable broadband :cool: so could only watch from the sidelines. However, I am now back :D

    Today has been spent looking after the two tiddlers so that DD could go into the office. For some reason I just couldn't get to sleep last night, finally dropping off around 2am and waking to the alarm at 6.30am....for heaven's sake.....I am now whacked :o I always take lunch for the three of us (I notice a lot of empty space in DD's fridge which is most unusual :() but the usually fussy tiddlers have eaten everything with relish commenting on how lovely lunch with Nanna is :eek: Perhaps being MSE will pay dividends for them too. They didn't once ask for sweets :T

    Hope all is well dear GP, I have thoroughly enjoyed the debate on carbon footprints of meat/veggie eaters so thanks once again. Oh, and YAY to being chatted up in the supermercado! :rotfl::rotfl:
    Sealed Pot Challenge #012
    SPC #5 £111 SPC #6 £175 SPC #7 £151 SPC#8 £78 SPC#9 £72.50 SPC #10 £23.50 SPC #11 £276.18
    SPC #12 £108.56 SPC 13 £127.89 SPC 14 £113.62
  • Is 5.38am too early to shake a tail feather? For some strange reason I've been awake since 4.15! I've caught up on the forums, Facebook, the weather app and even signed up for Pinterest! Maybe I should just get myself up and out of bed & get the kettle on? Daylight is upon us. Right I may regret this by 2pm but I'm getting up. Catch you all later.........
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Is 5.38am too early to shake a tail feather? For some strange reason I've been awake since 4.15! I've caught up on the forums, Facebook, the weather app and even signed up for Pinterest! Maybe I should just get myself up and out of bed & get the kettle on? Daylight is upon us. Right I may regret this by 2pm but I'm getting up. Catch you all later.........

    I on the other hand is hoping sleep becomes my friend really soon:(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    starnac wrote: »
    The only reason I know is that DD's school has insisted they learn cursive writing from the start. No learning block letters then progressing to cursive. I personally think it's ridiculous and have told them so. They should be allowed to develop their own handwriting not all forced to write and form letters the same way. They can learn cursive as they get older, not when they can barely hold a pencil. Oops sorry for the rant :o

    Hurrah an enlightened school! We will have to agree to disagree on this one Starnac :) I personally cant abide teaching children to stop their 'joined up' scribbles to learn how to form letters individually and then join it all up again! And dont get me started on 'flicks'!! It makes sense to form letters in a certain way as it leads to a good legible style and its is what I aim for but letter formation is often fixed quite early and I dont believe in changing it if a child handwriting is developing without it being laboured - and I get into sooooooo much trouble for that;) However my bug bear pen/pencil grip........now that I will change:D
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Hopefuljoy
    Hopefuljoy Posts: 442 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Good morning! I sympathise with the trying to sleepers, for some reason my sleep pattern has gone to pot recently. Thankfully last night was better. I'm going to go cold turkey on the daytime snoozes as well! That should help. I do like a snooze though! Ah well.

    Reading your posts last night made me realise what an effect Greying you have had on me as well. I no longer have a microwave and don't buy packaged meals anymore, my food bill has dropped and I force myself to look at my cupboards and make something now. That is such a massive change for me and DD. Thank you Greying and all on this thread for making such a difference to my life.

    Going to read for an hour then get up and go to LL (to keep the thirty three pounds in weight I shed totally off!!) then visit parents and finally tackle my overgrown garden. I'm on hard clay and it's a task I dread. Shrubs for me all the way!!

    Have lovely days chums!!
    With family, friends and pets (or any combination of them) life will be fine!


    Emergency fund £2474 post cat wee catastrophe!

    Fashion on the Ration 55 coupons available in 2022
  • Busymumofthreeplusdog
    Busymumofthreeplusdog Posts: 304 Forumite
    edited 16 August 2014 at 9:45AM
    beanielou wrote: »
    I on the other hand is hoping sleep becomes my friend really soon:(
    Aww beanie I hope you did get some sleep xx
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    edited 16 August 2014 at 3:22PM
    Hi Beanie and hopeful, I would love sleeper time too. Went off about 3.00 last night, woke up several times and still tired when got up 7.30 :(

    Just all messed up, then lethargic in day and no energy.

    Then repeats - Ground hog day!

    Help !
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.