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Living on next to nought - is that the key?

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  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yes, things are squeaky tight here too :eek:
    In a way I am glad it is just not just me IYSWIM?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • NewbieJosh
    NewbieJosh Posts: 47 Forumite
    Haha, cheers Greying :D
    I'm hoping to do an apprenticeship in September but doing a trade in collage none the less.
    At the moment I'm job hunting for anything I can find for the time being until work for my chosen collage course comes along or an apprenticeship crops up ;)

    Thank you for the link too, just going to check it out now! ;)
    SAVING FOR THE FUTURE AS OF JULY 2014
    Emergency Savings Fund: £120 / £1080 (11.11%)

    NSD: November: 2/12
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi Greying.

    Not going to mention mystery tea.......:eek:

    DD made bean mixed beans and pulses goulash which DD had with an Aldi pitta and I with rice and a spoon of yoghurt. It was yummy. And I'm pleased to be using up the ancient cans of pulses.

    I feel for your £10 balance as I'd just checked my own bank ac and I have only £18.30. Have also bought a couple of non-grocery items - it's going to be a challenge. :D.

    Shame about your mouldy peach. :( I've had a few good bits this week as I bought a bag of oranges (for carrot cake) and apples for tarte tatin. So I've been able to munch on the leftovers. I've also got a bag of carrots and found a bowl of chopped apple and carrot mix was far nicer than a bag of crisps. I've got some little bags so I ought to do a mass carrot chop every few days.

    Really interested in the paneer. I must make some to try.

    Re. The lemons, for me it's lemon curd, but I bet you enjoyed your 'ade. :)

    Have a good evening.

    :)supersaver:)
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 17 July 2014 at 6:57AM
    Good Morning :hello:

    Beanie - I know exactly what you mean. And yes, of course we don't want other folk struggling, but it does illustrate how hard it can be sometimes. Still, onwards and upwards!

    NewbieJosh - sorry m'dear, I should also have said, 'Click on the start here' bit on the blog header on the link - it would have given you the overall message of the blog. But if you start developing that as a mindset from the get go, you are going to be far in advance of your peers. Fingers crossed that just the apprenticeship comes up for you - with excellent training. Sounds exciting :D

    supersaver - it's amazing what we can use up when we try eh? Goulash sounds yummy - well done DD :T Ha ha, lemons were, regrettably a figure of speech. What I got handed was, unfortunately, much more prosaic............... but still got *transformed* ;):p:D

    So, Thursday. Are we going to have a Thursdayish Thursday today I wonder? I have woken up tirederer (is that a word?) than when I went to bed - must have been the really silly dream I had, I mean it was ancient history, the setting was from my childhood - tsk! :D And then DP has just told me he had a broken night, as he was disturbed by something he'd seen on TV! Erm, there's an easy answer to that - Mary Whitehouse! :rotfl:

    I'll aim for another NSD today. Unless I happen upon a monumental YS bargain :D The TV mag can wait until tomorrow or Saturday.

    Dinner this evening will hopefully be interesting -:rotfl: - I've a couple of bits of prep to do for it (done one) and it is something that I can share with you all - that's if 'me tea' ain't become too boring.......

    Right, best finish off me prep and snap bags.

    Have a good day, one and all.

    Thank you for popping in, reading and commenting. Very much appreciated, as ever.

    See y'all later.

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £94.78/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    beanielou wrote: »
    My peaches are a pain too.
    One day were to hard to eat.
    Then next day started to go wrinkly.
    A lot of peach eating going on :eek:

    As I shamefully opened a 3/4 loaf of bread (in the bread tin properly wrapped and stored) which was mega mouldy after a day infecting itself with a mould of its choice, I'm glad I have chooks again.

    OK so its food waste, but at least it will metamoph into eggs.

    Somehow that makes me feel better.

    OK so the next loaf out is in the fridge whilst I know its not supposed to be in there, it seems to help slow the spoiling process down.

    Sadly I got to my chums house yesterday just after two punnets of strawberries went doon the pan (? something to do with no food waste in their bin????)

    I must admit I find the whole peach/soft fruit thing a bit of a hit and miss affair. I never get a balance so hats off to you all.

    I currently have two well dodgy banana's in my fruit stash. Must eat them before they make like a tree and leave by themselves.

    Dear hearts hope you all have a grand day.

    Greying what splendid weekend plans do you have? I hope you're able to sleep better tonight.

    Have a good un folks :)

    PS having started to log me own meals, mines are very predictable, yours a delight. Keep posting them please!

    :)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • NewbieJosh
    NewbieJosh Posts: 47 Forumite
    I had a good read of it all last night. ;)
    Was an amazing article on the difference between 'frugality' and being 'cheap' which I found fascinating. :money:
    I will link it if anyone wants to see it.

    Yeah I really hope an apprenticeship comes through, however, in this economic climate money's tight for a lot of trades men and even large businesses so it's hard for someone like me, who hasn't got any qualifications apart from a level 2 in food safety in catering. However, I am still waiting on my exam results.

    It seems that gone have the times where grades were really important, they still are, but employers seem to take preference over a candidate with experience nowadays ;)
    SAVING FOR THE FUTURE AS OF JULY 2014
    Emergency Savings Fund: £120 / £1080 (11.11%)

    NSD: November: 2/12
  • hardpressed
    hardpressed Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    First time I've looked on this thread, it's going to take me many happy hours to go through all the posts. My tip for keeping bread fresh for a week. I do get my from the bakers, it's my luxury! Put the loaf in is paper bag, or wrap in a teacloth then put into a plastic bag, you need one with out any holes, and seal the top, then keep in the fridge, the cloth stops it from going mouldy and the plastic bag stops it from drying out. Don't know if it would work with packet bread.
  • That sounds like a great tip hardpressed, thanks for that. Bread does seem to go mouldy very quickly in warm weather :think:

    Hiya, Greying :wave:

    Hope you feel a bit perkier now and are getting the tradesmen to toe the line.

    Dinner this evening will hopefully be interesting -:rotfl: - I've a couple of bits of prep to do for it (done one) and it is something that I can share with you all - that's if 'me tea' ain't become too
    boring.......

    Never boring, GP, never boring.....:D

    Hi NewbyJosh I've seen you over on SPC 7. You sound very 'grounded' and sensible for a young 'un. Power to you! Don't fret too much about getting a job/ apprenticeship. The right thing will present itself if you just keep faith & keep looking. You are right in that things have changed so much but employers still want youngsters who come across as sensible and enthusiastic. Good luck in your search :)

    Well, GP, I've been keeping up with the thread ( and enjoying every post) but have had a strange 3 or 4 days and no time to myself it seems :cool: My budget for the month has gone awry big-time and I've had to dip into my savings for the first time this year. It hasn't helped that I've had a couple of sleepless nights [STRIKE]worrying[/STRIKE] thinking about DD either although she does seem to be getting to grips with their own finances. As luck would have it, their mortgage was due to be re-arranged as a fixed rate is ending. Thankfully, a new 2 year fix has produced a small reduction in the repayment.

    Personally, I have too much month at the end of my money :o so I have had to bite the bullet and draw on savings to last another 2 weeks 'til payday. While I was at it I withdrew enough to buy the GC a £20 shoe voucher each. They will both need new shoes next month and the price of them is astronomical :shocked:

    Hope you are enjoying this lovely bit of sun :cool2:
    Sealed Pot Challenge #012
    SPC #5 £111 SPC #6 £175 SPC #7 £151 SPC#8 £78 SPC#9 £72.50 SPC #10 £23.50 SPC #11 £276.18
    SPC #12 £108.56 SPC 13 £127.89 SPC 14 £113.62
  • supersaver1000
    supersaver1000 Posts: 2,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Ooh lemons :o:rotfl:

    :rotfl::rotfl:
    OSWL (start 13st) by 30Jun20 6/10
    £1/day Xmas'20-62 £214/£366 saved
    Grocery Challenge Jun £742/£320 spent
    Homeowner wannabe by July 2020 - WooHoo!!
    Starter Emergency Fund £1000/£1000 saved
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 17 July 2014 at 8:48PM
    Good Evening :hello:

    oooh, visitors, how lovely :D

    Pippi - I absolutely know what you mean about the bread. I give up buying YS'd bread in the warmer weather, and I still got caught out twice a couple of months ago. The one loaf was mouldy by the time I got it home - and YES, I should have returned it, but I figured it would be rank by the morning, and I thought how impressed I would be as a shop gal getting that dumped in me lap by a customer, so I'm afraid that went in the bin. Then another loaf had been bought, used/frozen and the last pieces had re-emerged from the freezer to be used for DP's sangers. By the time the butties had got to work and lasted until lunch, blue spots appeared..... now whilst I'd of just picked out the offending spots, DP is not minded to do that..... so in the bin they went :( Too much waste! I found another mould spot on a peach today - so that got eaten - still 0/10 for pleasurability, and when I moved the 2 remaining peaches tonight, I've found another mould spot! Last time I buy packet peaches. They'll come from a street market or we'll do without :(

    Plans for the weekend... weather depending..... work like BillyO on Saturday - we've already a list :D and then, fingers crossed, off for a picnic on Sunday :j

    NewbieJosh - hang in there, I'm afraid that employers have always wanted experience, and if you've got that, they want you to be qualified to the hilt too. And if you're qualified to the hilt, they require you to have experience............. :( You're a self-starter, I have every faith you can make things happen for yourself.

    hardpressed - Hello and Welcome :D thank you for the bread tip. Again, as I mentioned to NewbieJosh - not entirely sure that reading the whole thread is obligatory ;) Just pitch in :D

    little_sweetie - what is it with our budgets this month?????? I know it is easier said than done to not worry about family members, but your DD does seem eminently sensible. I know that they are heading for a not very nice situation, but they seem to be preparing well for it. And gosh, you are kind with the shoe voucher donation, as yes, good shoes are expensive.

    I'm afraid I'm not making the tradesmen tow the line. They are having me wait, and I've my fingers crossed that they keep their word and come back to us in a couple of weeks or so...... :(

    So I can claim a NSD today :j

    Funnily enough, after moaning on Fortune's thread about the price of courgettes, I saw some YS'd in mrMandS today. However, they still wanted 75p for them, and as has been pointed out to me, they are only 69p in the S6 this fortnight (hopefully there are 3 in a pack, so they are comparable with mrMandS), but what I was taken with was the description of 'British' produce. Both mrMandS and mrW show their courgettes as grown in Jersey........ since when........ Anyhow, I'll wait to get them from mrAl, as I need avocados too, and they'll have to ripen, so I need to get planning as to when we need the dish and buy accordingly, probably next week.

    Dinner this evening was fun to plan, fun to make (although very messy) and fun to eat. Although I'm going to be the first to say that I've taken amateurishness to a whole new level........ downwards :rotfl:

    I saw some nori sheets in HB for 49p a pack of 5, so that set the scene for veggie sushi, as I had also spotted some pickled ginger for a song in B&M. So I got several packets of the nori (they don't always stock it, so I buy it when I see it, as it is far more expensive in the supermercados), and then when I got the ginger, I got the last 2 jars, and actually got them for 5p each, as they were out of date - but well sealed, so I had no problem in buying :D Add in the fact that I kept the stems of the broccoli that we had the other evening - and pickled them (in the way of refridgerator pickles) and you can see a theme emerge :D I have some thai sticky rice, that I have had for longer than I care to admit :rotfl: But given it still tastes OK and there are no wildebeasts stomping around in it, I'll carry on using it (only 1 portion left now anyhow :()

    So with ^ I made one set of nori rolls based on the *idea* of edamame (soy bean) puree. But I only had broad beans, so used them instead. Flavoured as per the puree, tried to wrap the puree in carrot strips (partially successful) and thus carrot/bean nori rolls were born. Then I tried to get too clever and attempted Californian rolls, using asparagus, cucumber and red pepper, with nigella seeds on the outside. Feel free to have a laugh, as my rice fell off bit by bit....... I've since looked how you are supposed to make them. And whilst I haven't got the right equipment, I could have made life a little easier for myself... But have a laugh - I did :D Pic here;

    066_zpscc76ed5b.jpg

    There aren't really any recipes as such, as I gleaned info from several sources and made it up as I went along. The refridgerator pickle recipe is widely available, although you may wish to tailor it to what you are pickling. The broccoli stems were nice, I'd definitely consider doing that again to use the stems up :D

    We had fun making a show of ourselves eating with chopsticks, and be thankful that we were eating at home, rather than in front of you at your local Sushi house :D Also, it was a good light, but filling meal for a summer evening :D

    Today I am grateful for these 3 things;

    for a new book on order from the library - it's not even on the shelves yet :j

    that DP will now eat seaweed, sushi and with chopsticks - there was a time when he resolutely refused........ :rotfl:

    that I am cheap to keep and so easily amused........... :rotfl:


    Actually, I cannot countenance being *high maintenance*.....urrrggh :(

    Oh, and I was thinking today, both HopefulJoy and Ayeshalush have mentioned Lebanese cookbooks from the library. Would you care to share the authors/titles, just in case I/we could order them from our libraries too? Ta :D

    Thank you so very much for popping in today, for reading and commenting. I remain grateful.

    See y'all later.

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £94.78/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
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